CreditEase is a comprehensive financial service enterprise, which was formally established in 2006. CreditEase has many financial products, such as loans, wealth management and so on. At present, CreditEase's loan products include elite loan, new salary loan, employment loan, Yi Xue loan, Yi Nong loan, Yi Che loan and Yi Mortgage loan.
CreditEase's loan products are loans provided to different types of loan users, and different loan products have different requirements. Borrowing users can apply according to their actual needs. Many users must also consider the reliability of lending institutions when applying for loans.
Generally, CreditEase will review the borrower according to the product type when granting loans to the borrower. Audit can be divided into face-to-face audit, written verification, telephone verification and online audit. Different loan products will have different audits.
In terms of loan interest rate, the maximum loan interest rate generally does not exceed 36%, and the borrower can also judge CreditEase loan by this.
Is CreditEase Loan a regular company?
CreditEase is a comprehensive financial services company headquartered in Beijing. At present, CreditEase has its own offline stores all over the country to provide users with different types of loans.
CreditEase has a lot of loans, including pure online loans and loans that need to be personally reviewed by the store. Loans are divided into credit loans and mortgage loans.
CreditEase Company is an earlier financial enterprise, established in 2006. According to CreditEase, CreditEase has won many financial-related awards since its establishment 12 years ago.
In fact, there is no standard to measure whether a financial company is formal. Borrowers can inspect lending institutions according to their background, scale and transparency of fees.
It is generally believed that a loan contract will be signed with the borrower when the loan is made. Therefore, when borrowing money, the borrower needs to read the loan contract carefully and see clearly every responsibility and every expense he needs to bear.
What will happen if CreditEase doesn't lend?
Because the borrower signed a loan contract when borrowing, the borrowing company issued the loan according to its own agreement, and the borrower needs to repay the loan on time. If the borrower defaults and fails to repay the loan at maturity, CreditEase will definitely need the borrower to bear certain consequences.
First of all, once the borrower fails to repay the loan, it needs to pay the agreed overdue penalty to CreditEase, and its credit status will also be affected.
If the borrower is overdue, CreditEase will also have relevant collection departments to collect the borrower. If it is overdue at the initial stage, the borrower will be contacted directly to remind the repayment. If it is invalid to contact the borrower himself, contact the borrower's contact address book directly.
If the borrower is seriously overdue, CreditEase has the right to sue the borrower. Once the lawsuit is filed, the borrower needs to bear the corresponding legal responsibilities.