According to the globalization and diversification development strategy of Haier Group, financial business will be one of the pillar industries that Haier Group focuses on. Therefore, Haier Group will integrate its financial assets and business in 2007 and formally establish Haier Financial Group. Haier Financial Group owns Haier Finance Company and Haier Real Estate, and holds a number of financial enterprises such as Qingdao Bank, changjiang securities and Haier new york Life Insurance. At the same time, Haier Group has two capital operation platforms of listed companies, Qingdao Haier (600690) and Haier Electric (0 1 169) in Shanghai and Hong Kong capital markets. In the next three to five years, the financial group plans to cover financial services to industrial investment companies (funds), finance companies, banks, securities, insurance and other financial industries, form a relatively complete financial industrial chain, further develop financial leasing, consumer credit and other businesses, enrich financial products, and at the same time use industrial investment funds, listed companies and other platforms to carry out direct investment, mergers and acquisitions, listing arrangements and other businesses to promote the development of other industries of Haier Group.
How about Haier Finance Generally speaking, how to judge an online lending platform should be analyzed from two aspects: platform strength and platform products. Only a strong online lending platform and good products can bring you a good lending experience. We look at Haier Finance from these two aspects. Platform Strength Haier Finance is an enterprise co-founded by Haier Group, Haier Finance, Greentown E-commerce, Red Star Macalline and China Innovation Payment Large Enterprise Group, and has a consumer finance license issued by China Banking Regulatory Commission. In other words, Haier Finance is not only backed by traditional giants like Haier, but also supervised by China Banking Regulatory Commission. In terms of reliability, Haier Finance is still good, and it can basically provide a safe and stable lending environment for everyone.
Although credit was invited at the meeting, let's not worry too much. Credit information on loan records is normal, and normal records will not affect personal credit information. Only bad credit records will affect personal credit information, such as overdue repayment, which will affect personal credit information.