Spread out completely
Pay off all debts
Second, is it illegal for a car loan overdue guarantee company to rob a car?
Legal Analysis: Car loans overdue, it is illegal for a guarantee company to rob a car. Guarantee companies can only apply for and take compulsory measures such as seizure, freezing and transfer after winning the case, and cannot take the above measures to safeguard their own rights and interests. Its behavior may constitute infringement.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 687 General Guarantee refers to the guarantee that the guarantor shall bear the guarantee liability when the debtor fails to perform the debt, as stipulated by the parties in the guarantee contract.
Article 688 Where the parties stipulate in the suretyship contract that the surety and the debtor shall be jointly and severally liable for the debts, it is a suretyship of joint liability.
Third, can a mortgage car be bought?
I'm happy to answer your question. I am engaged in the used car industry. I worked as a mortgage car for nearly a year before. You have the right!
A mortgage car, as its name implies, is a car with a mortgage. Why is there a mortgage still not lifted? There is only one possibility, the loan has not been settled! There are many possibilities for non-settlement, such as the owner running away, unable to repay halfway, and other economies sealing up the property under his name. Compared with the regular transfer car, the price of mortgage car is really attractive. Basically, the same model can save half or even more money than a regular transfer car! Can I buy a better mortgage car at the same price? Many people think why not! However, can the mortgage car be purchased with confidence! Let's help you analyze the various States of the mortgage car!
1, the lowest mortgage means the lowest safety factor, wired and wireless! The shield basically doesn't work If you encounter this, just go there!
2, several cars are so high that they are lost. At present, each bank has its own guarantee company association, which deducts the guarantee company's deposit to supplement the car money owed by customers, and then the guarantee company will come forward to track the car, which is often called "carjacking"! Don't touch the timid! get through
3, the loan is not put: safer, the car safety factor in this state is relatively high, the loan has been settled, and the financial company will not track whether the owner has other economies! The price of this kind of vehicle is relatively high.
4, the full amount is not mortgaged: there must be doubts, how can there be a car in this state, in fact, it is very simple, the owner needs funds, mortgage the car to a human to redeem the car, there will be a full amount of unsecured state! Safety factor of 4 stars!
5, the full mortgage car, the procedures are complete, why not cancel the mortgage transfer, answer the owner! This situation is generally that the owner has other debts and is unable to repay them!
It is said that the safety of mortgage cars is not guaranteed, because the law stipulates that rights are not allowed to be listed and traded, but why do many people take risks, because it is really cheap! The price of vehicles of the same age is just a "luxury car dream" for many people. Now the country has a good policy and can inspect cars in different places?
The fundamental reason for the emergence of mortgage cars is the economy. If you don't have any special skills, it is not recommended to buy.