1. Positioning and service content: Qiantang Wealth Management is mainly positioned as a platform to provide users with financial knowledge sharing, investment and wealth management experience exchange and personal wealth management planning, covering but not limited to the study and discussion of various financial products such as stocks, funds, insurance and bank wealth management; Qiniu Finance focuses on providing investor education, teaching users basic investment concepts, financial product knowledge and risk management through online courses, and recommending some products of formal financial institutions that cooperate with them.
2. Business model: Qiantang Finance focuses on building a financial community where members learn from each other; In addition to providing educational content, Qiniu Finance also involves guiding students to buy related wealth management products and get promotion commissions from them.
3. Regulatory compliance: Both of them need to operate under the premise of legal compliance, but the specific operation mode and compliance degree need to be evaluated according to the latest laws and regulations and industry regulatory requirements.