1. the Supreme People's Court attaches great importance to the return of the principal of financial victims. Not only all localities and departments are required to solve the case as soon as possible and make every effort to recover the losses, but also all problematic financial platforms are required to return the defrauded principal in full at 100%.
2. This time, the top management cracked down and dealt with illegal fund-raising with unprecedented strength, and the attitude was very clear, that is, all financial fraud groups that defrauded people's hard-earned money and refused to take the initiative to return them will be dealt with seriously and will not be tolerated. Judging from the current platform payment situation, the quality of platform assets has deteriorated, leading to overdue rise; When the industry is in turmoil, many borrowers are unwilling to repay their debts; Even some platforms intercept borrowers' repayment, which has caused lenders' repayment problems. All these have directly caused the current payment dilemma to be difficult to break.
3. Many problem platforms are still using various flags to find ways to delay the payment time or to harvest the hard-earned money of the victims at a discount. The central government attaches great importance to this and explicitly requires that only 100% of the victim's principal can be refunded at most. Any excuse that the platform is insolvent or unable to repay is not recognized. If the platform cannot be fully refunded, it shall be fully replenished by the shareholder enterprise and the guarantee company, and the principal must be fully refunded to the victim. Relevant localities and departments should, under the overall coordination of the functional departments dealing with illegal fund-raising, earnestly fulfill their cooperation obligations, comprehensively use various means, and do a good job in the removal of property involved, the realization of property, the collection of funds, the return of funds, etc., to ensure maximum recovery of losses and minimize actual losses. Because the contractual relationship between the victim and the platform is objective and legally recognized, if the platform fails to return the lender's principal as scheduled according to the contract requirements, the victim can sue the platform controller, his family and the platform shareholder enterprise through civil litigation, demanding that these people compensate for the loss of principal. In particular, shareholder enterprises, as investors of the platform, should be responsible for the platform they invest in and bear joint liability according to law. When there is a redemption problem on the platform, it is necessary to pay the victim's principal loss or repay the principal and interest in advance.