By the end of 2008, the total assets were 2.339 billion yuan, the total liabilities reached 265.438+0.7 1 billion yuan, and the non-performing loan ratio was only 65.438+0.3 1%. The main business indicators such as per capita assets and profitability are among the best in the city's banking industry, and it has become a financial institution with strong competitiveness and popularity in the city.
Xiangfan City Commercial Bank provides various financial services such as deposit, loan, settlement, bill discount and acceptance, agency and consultation. , and formed a business system covering three categories: peers, companies and retail, with rich varieties and advanced means, which has its own characteristics and comparative advantages in many business fields. More than 7 billion yuan of credit support has been provided to small and medium-sized enterprises, urban infrastructure projects, high-tech enterprises and the general public, which has made outstanding contributions to improving Xiangfan's urban functions and promoting local economic development. With its reputation, service, management and business varieties, it has won the trust of customers and has a large number of relatively fixed high-quality customer groups.
Xiangfan City Commercial Bank will always adhere to the market orientation of "serving the local economy, serving small and medium-sized enterprises and serving urban residents", adhere to the business policy of "steady operation, pioneering and innovating", adhere to customer-centered, market-oriented, people-oriented, reform and innovation as the driving force, promote development with service, adhere to the road of sustainable development with steady operation, rapidly expand asset scale, comprehensively improve management quality and continuously enhance core competitiveness. Give full play to the comparative advantages of "government support, flexible mechanism, rapid decision-making and symmetrical information", strive to build a local "boutique bank" with first-class governance structure, first-class management level, first-class service quality and first-class development ability, strive to provide more and more effective financial support and better financial services for Xiangfan's economic development, and constantly create greater value for shareholders, customers, enterprises and society!
reform
20 10, 10 On February 24th, with the approval of China Banking Regulatory Commission, Huangshi Bank (including Xianning Branch), Yichang City Commercial Bank, Xiangfan City Commercial Bank, Jingzhou City Commercial Bank and Xiaogan City Commercial Bank were established as Hubei Bank. 20 1 1 On February 27th, Hubei Bank was formally established. On June 24th, 20 1 1, Xiangyang Branch of Hubei Bank was officially inaugurated.