At present, China Merchants Bank mortgage loans only accept real estate as collateral; If you need to apply for a personal automobile mortgage, you can use the purchased car as a mortgage application;
If you have unexpired time deposits, certificates of deposit, etc. , you can also try to apply.
2. Which financing company is more reliable for car mortgage?
One of them is very good: the real estate mortgage loan business of Zhuhai Credit Suisse Asset Management Company is very good. I accompanied a friend of mine to do it. After the mortgage was completed, the loan was released the next day. Very good. If you need money badly, go to them.
3. Can Zhuhai house mortgage be repaid with provident fund?
Housing mortgage loans cannot be repaid with provident fund.
Provident funds can usually only be used to offset housing loans, not to repay housing mortgage loans. If users want to repay their mortgages, they can only use their own funds to repay them.
Housing loan is different from housing mortgage loan. The difference is that the house purchase loan is the remaining house payment after the borrower applies for loan funds to purchase a house and pays the down payment. Real estate mortgage refers to the loan funds obtained through real estate mortgage for life consumption or production and operation.
4. Zhuhai automobile mortgage payment, which is better?
Relatively speaking, Fortis car loan will be better. If you need money urgently, you can consider getting a car loan here.