All credit card, financing and loan businesses handled in different places and based on the Internet platform are basically scams, especially those that charge pre-loan fees such as material fees and personal insurance fees. The most obvious characteristics of fraud are: charging fees from personal (so-called legal person, manager, financial controller) bank accounts, or asking to reserve the mobile phone number bound to the bank card as the other party's mobile phone number, in order to verify the financial strength (repayment ability) and other reasons. ...