What's it like to be a microfinance loan officer in a bank? What kind of person is it suitable for? Is there an evaluation?

Micro-loan loan officers, mainly customers with a large number of households and a small amount, are in contact with customers with different qualities. As long as it is a credit position, it is suitable for people who are good at socializing, communicating, being careful, paying attention to things and being good at observing words and feelings. Because the requirements of credit positions for talents are to dare to cope with risks, have the ability to identify and control risks, pay close attention to the details of borrowers and pay attention to the changes around them.

For example, one day a customer finds himself driving a new luxury car, and a good account manager will say, "Good car, when did you buy it?" Then he will silently calculate when the last loan will be issued, and whether the customer will use this loan to buy a car. The average account manager will directly express his doubts, and the poor account manager will think without feeling: he has nothing to do with driving a luxury car.

What kind of person is suitable? Imagine your reaction according to this example.

The assessment of loan officers varies from bank to bank and from region to region. Generally speaking, the assessment is definitely there, and the intensity is different.