CreditEase car owner loan is a kind of car owner loan product that does not accept cars and licenses. Automobile mortgage is launched by CreditEase Group for car owners. Total amount 1 10,000, nationwide coverage, instant online approval. You can choose 12/24/36 installment payment. The applicant is a citizen of Chinese mainland, China, aged 65,438+08-60, and I am not registered.
2. Safe car owner loan
Ping An Car Owner Loan is a vehicle mortgage loan service platform under Ping An Bank Group, and it is one of the more reliable car owner loans on the market at present. You can apply with a policy, with a credit limit of 300,000-500,000. Official website offers the lowest annualized rate of 10.8%, and the longest loan period is 3 years.
3. China Auto Flash Loan
Shenzhou car flash loan is a well-known car owner loan. You don't have to take a car to apply for a loan. They are all powerful mortgage car loan platforms. Driving loan is not delayed. The maximum loan amount can reach 90% of the vehicle, and the minimum monthly interest rate is 0.49%. It is usually paid off in three years. After the approval, it will arrive in a few hours.
4. Wanda Pratt & Whitney-Driver Credit Loan
Wanda plaza Group's comprehensive car mortgage service platform is mainly aimed at car loan products of car owners. At present, the credit line is more than 50 thousand yuan. You can choose 12/ 18/24 installment payment. You can apply for a non-operating vehicle that has been in the household for more than one year, and you can verify your driving license and driver's license. Still a good car loan product, you can apply.
5. JD.COM auto loan.
This is also a automobile mortgage way that JD.COM has cooperated with other financial institutions. If a customer wants to apply for a mortgage loan, he/she needs to record the relevant car information on JD.COM Car Loan app, and then the person in charge of JD.COM Car Loan will evaluate the car and finally decide the next payment amount.
Car owners' loan service platform mainly includes financial companies invested by banks, such as Hubei Consumer Credit and Bank of China Trading Industrial Bank Trading, which are all formal microfinance organizations. However, compared with banks, the amount of car owners' loans will be very low, the annual interest rate will be higher, and the annualized rate can reach 1.5-2.0 times. Financial companies like this will have very low requirements for themselves, so it will be easier to get loans.
The company behind Ctrip's car loan is Ctrip Finance, which has a credit cooperation relationship with the central bank. Lenders apply for loans on Ctrip car loans, and their personal credit reports will be upgraded within T+ 1 day. The lowest daily loan interest rate of Ctrip car loan is 0.02%, which translates into a monthly interest rate of 0.24% and an annualized interest rate of 7.2%.
In addition, customers can consider JD.COM auto loan.
JD.COM car loan is different from some car loan service platforms. JD.COM car loan does not require customers to mortgage the car, but only needs customers to provide relevant information such as vehicle registration certificate and motor vehicle driving license, and there is no need to mortgage the green paper. Car green can use relevant copies and ID photos. However, after a customer applies for a loan in JD.COM, there will be some work that needs offline review and verification by the staff. It takes about 1-3 working days from the submission of the application to the next payment.