How about China Insurance Ping An Life Insurance Company of China Insurance Company?

On June 7th, 2022 10, the salesman of China Insurance Co., Ltd. China Ping An Life Insurance Company of China Tianjin Branch concealed the facts and misled me to buy two deposit insurances, namely * * * 21000 yuan, A Ping An Jucaibao 202 1 whole life insurance Universal Insurance, A Ping An Shi Sheng Jin Yue whole life insurance Compensation150000. At that time, the salesman of Ping An Life Insurance Company of China Insurance Company of China Insurance Co., Ltd. said that the insurance interest of saving money was higher than that of banks and Alipay, and it could be withdrawn after one year without loss of principal. Buy insurance and send the fuel card to 300 yuan. Now our company will stop selling this kind of insurance. If you don't buy it, there will be no quota. In fact, this product has been sold until now, and the hunger marketing of salespeople is illegal. China Insurance Co., Ltd. Tianjin China Ping An Life Insurance Company of China Insurance Company swindlers cheat people of their hard-earned money.

1, the salesperson conducted hunger marketing on the grounds that this insurance product was discontinued, but it did not stop selling.

2. Buying insurance to save money is higher than the bank Alipay interest rate, and buying insurance to send a fuel card requires 300 yuan.

3. The time difference between signing the contract and getting the contract during the hesitation period and the observation period is 15 days.

4. Failing to explain the insurance responsibility and risk notification,

5. Both health information and personal status information are untrue.

6. China Insurance Co., Ltd. China Ping An Life Insurance Company of China Insurance Company also violated the laws and regulations of the CBRC.

Chapter III Protection of Consumers' Right to Know, Independent Choice and Fair Trade.

Article 20 Banking and insurance institutions shall optimize product design, perform risk assessment and approval procedures for new products, fully assess the risks that customers may bear, and accurately assess the risk level of products.

Article 21 Banking and insurance institutions shall protect consumers' right to know, and disclose product and service information in an easy-to-understand language and in a way conducive to consumers' acceptance and understanding. Explain the technical terms of product and service information, and reveal risks in a timely, true and accurate manner.

Article 22 A bank insurance institution shall disclose to consumers in a significant way the nature of products and services, interest, income, expenses, rates, major risks, liabilities for breach of contract, exemption clauses and other key information that may affect consumers' major decisions. Loan products should clearly indicate the annualized interest rate.

Article 23 Banking and insurance institutions shall not conduct fraudulent, concealed or misleading propaganda, and shall not conduct false or misleading propaganda such as exaggerating product income or service rights and covering up product risks.

Personally, I think this kind of illegal sales behavior is not a case in this insurance company, and I hope the CBRC will investigate it.

The State Financial Supervision and Administration Bureau failed to supervise and manage China Ping An Life Insurance Company of China Insurance Company of China Insurance Co., Ltd. and shirked its work, which led to my people's hard-earned money being cheated out of 2 1000 yuan by insurance companies. I strongly urge the insurance company to refund the money. Personally, I think this kind of illegal sales behavior is not a case in the insurance industry. I hope the CBRC will come in for inspection. Don't let us ordinary people take responsibility.