List description:
1. Data source: the net value information of wealth management products disclosed by various institutions through public channels.
2. Product selection: select products whose end date is not less than April 30, 2022, and whose net worth data is still disclosed after April 20, 2022; Product objects must include individuals; Exclude foreign bank products, structured products, cash management products, QDII products and products with the words "global" and "global" in their product names.
3. Basic formula: the rate of return in the last six months = (calculated daily cumulative net value/cumulative net value in the previous six months-1)* 100. Among them, 6 months is about 180 days, and the accumulated net value does not deduct excess income.
4. There is a certain error in the calculation, and products that have not continuously disclosed the net value data of the last six months may not be included in the calculation.
5. Products whose net value fluctuates greatly due to non-objective factors are temporarily excluded from the list. In order to ensure the fairness of the list, some products whose valuation methods have been adjusted during the statistical period will be eliminated as appropriate.
Bank wealth management rate of return:
The top five financial institutions in China are Everbright Finance, Huaxia Finance, Bohai Bank, Ping An Finance and Bank of China Finance.
The top ten financial institutions in the Urban Division are Nanyin Finance, Changsha Bank, Yin Su Finance, Chongqing Bank, Chang 'an Bank, Shangyin Finance, Ningyin Finance, bank of tianjin, Huarong Xiangjiang Bank and Guangzhou Bank.
The top ten rural financial institutions are Jiangsu Jiangnan Rural Commercial Bank, Hangzhou United Rural Commercial Bank, Shanghai Rural Commercial Bank, Chongqing Rural Commercial Bank, Chengdu Rural Commercial Bank, Qingdao Rural Commercial Bank, Tianjin binhai rural commercial bank, Jiangsu Suzhou Rural Commercial Bank, Dongguan Rural Commercial Bank and Guangzhou Rural Commercial Bank.