Seeing this, many established foreign trade companies will be aware of suspicious places. After all, there is no pie in the sky! Especially the Nigerian pie! Many swindlers come from Nigeria, which goes against an objective fact. )
Friends who do foreign trade should have an impression. A few years ago, an "unsolvable" foreign trade scam once exploded the circle of friends, just like this Nigerian "buyer" routine.
typical case
Mr. Liang, the lighting engineer, received an order from a swindler. The "buyer" pays through a third-party account, and the amount far exceeds the purchase price. The buyer asked Mr. Liang to call the rest of the money to another supplier. Mr. Liang did not doubt him and did the same.
Then, a company in Taiwan Province Province reported to the police that it was the remitter. Because the mailbox was hacked, the money was finally transferred to Mr. Liang. The company in Taiwan Province Province asked Mr. Liang to refund the money, but Mr. Liang has already transferred the money to others according to the liar's request! What's more, the Hong Kong police have frozen Mr. Liang's offshore account!
In this case, if the other party does not withdraw the lawsuit or close the case, whether it is a Hong Kong company, a Hong Kong account, a Hong Kong company or a domestic divorce account, it will be frozen and cannot be cancelled and reopened. The most serious impact is that the company's funds are frozen inside, directly facing the problem of broken capital flow!
Teacher Liang had to find all kinds of evidence to prove to the Taiwan Province company and the police that he was not with the swindler.
Later, it was verified by the Hong Kong police that the swindler divided the money defrauded by the Taiwan Province company into four parts, one of which was credited to Mr. Liang's account, and then several parts continued to circulate. Companies in Taiwan Province Province can indeed sue Mr. Liang for "unjust enrichment", and Mr. Liang can also sue the company he transferred the money to for "unjust enrichment", and then it will be extremely complicated and may not be able to get the money back. In the end, it may be that everyone is tired of coping and has no choice but to pay for the liar.
Later, a variant commission version of this scam appeared—
A Nigerian guest discussed with a foreign businessman, Xiao S, that it is not convenient to collect remittance fees because of foreign exchange control in their country. Can Xiao S help him remit US dollars to the domestic card, and he can give 10% commission?
Xiao didn't realize the risk of money laundering at all, and thought it would be good to have a meager income, so he agreed to this "guest"
Later, Xiao S's account received a remittance of 6000 dollars from Japan. The Nigerian said it was his client's, and asked Xiao S to deduct 10% commission, and then change it into RMB and transfer it to a domestic account. S did it.
Not long after, the bank manager of Xiao S informed her that she had received a complaint that $6,000 had been rejected, complaining that offshore account was suspected of fraud, and the other party requested to withdraw the $6,000. Her account has been frozen and normal business cannot be carried out. The bank said that unless Japanese customers take the initiative to cancel the complaint, let alone unfreeze and resume use, even the cancellation must be carried out after returning $6,000.
At this time, Xiao S wanted to cry, greedy and cheap, and suffered a big loss.
Later, criminals upgraded their means, and more complicated and unpredictable cases appeared:
Terry, a foreign trader, met a guest, A, who introduced his many years of purchasing experience in the final retailer in the United States. He mainly helps these buyers find a factory in China to do OEM work, from which he collects commission and earns service fees. He said that because he paid the China factory directly, finally, the two sides reached a private cooperation and dumped him. So he must find a "partner" in China to act as a "factory" to handle the next home with him. This "partner" is actually equivalent to his financial company in China, helping him to pay the "real supplier" and be responsible for the subsequent shipment.
Terry received an entrustment agreement, which was very formal. In addition, A also provided his passport, business license and other personal information. Information about the company can also be found on the industrial and commercial network. Established several years ago, they have their own official website, which also shows that they are looking for suppliers for American buyers on a global scale.
Everything seems to be a serious matter.
The two sides cooperated a little. After a while, A suddenly said that there was a final buyer, and how much was he willing to pay to Terry's account. The money came from Canada. A said it came directly from the next family, because he told the next family that Terry was the factory he helped find in China. Tell Terry to transfer the money to a Shenzhen account, saying it is the account of the factory owner.
Soon, just two weeks later, the largest sum of money arrived, 654.38+200,000 US dollars. A also asked for another Shenzhen account under the pretext of placing another order. At this point, Terry became alert. Ask customers what products to buy first, and the answer is electronic products, which are indeed of high value. Shenzhen is also the production base of this kind of products, yes. Then he made an excuse to ask the customer for the contact information of the factory.
Terry went to the factory to confirm. The factory said that this order is genuine, but the account provided by American customers is not their home account, and the account number does not match the account name. The factory said: As a service provider, Terry has no right to ask about the details of the order. He only needs to confirm the correct account number with the American customer, and then pay. Therefore, Terry can't learn more.
Then again, after confirming that the customer gave us a fake account, facing Terry's question, the customer replied, "I'm sorry, it's really our financial mistake. We will correct it right away, thank you for reminding us. " The customer solved the "problem" well. Terry confirmed the account with the factory for the second time and finally paid.
Shortly after the money was remitted, Terry received a notice from the bank: the last two payments of $20,000 and $65,438+$20,000 were complained by the remitter that they had been remitted to the wrong account and demanded to be returned to the original; Then, the bank gave feedback, and the two remitters stressed that they had been cheated. So the bank asked Terry for a full refund and closed Terry's account!
Terry just wants to be a "purchasing" service, but he is caught in a money laundering pit!
Back to the Nigerian inquiry that Jack first received, Jack has met it now.
What should I do if I meet a "buyer" who is suspected to want to play this routine? What if the buyer is a real buyer?
First of all, you can tell this buyer that for non-domestic payment (for Nigerian buyers, the money will be sent from Germany), the company requires to check with the payment company whether it is true or not. The average liar will realize here that you may have found his routine. If the "buyer" disappears, it can basically be concluded that he is a liar.
Secondly, check with the remitter whether there is any problem with the remittance and whether it has been fished. At this time, there is only collection, no delivery and no remittance. If the remitter confirms that there is no problem, the remitter is required to issue a written certificate. If you realize that this is the money that the remitter was cheated by fishing, then you can return the money the same way.
In case of that kind of do or die, I will give you money, and I will transfer it to your account one by one. No consultation is a liar. At this time, I can't take any chances. Anyway, I feel that I have nothing to lose, so I will follow the requirements of the liar. You know, you are only temporary, timely, and have no loss. Be sure to resist the temptation, and no amount of commission is worth getting involved in the pit of fraud.
In addition, for foreign traders who provide "purchasing" for customers, remember that your function should not be simply "renting an account". It is ok to pay the guests, but it is relatively safe to pay the corresponding money for the order only after the order is followed up. When paying for the guest, the other party should also provide the authorization certificate.
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