2. Medical insurance: unit contribution rate 10%, individual contribution rate 2%.
3. Unemployment insurance: the unit contribution rate 1%, and the individual contribution rate is 0. 5%。
4. Maternity insurance: unit contribution rate 1%, and individuals do not pay.
5. Work-related injury insurance: the unit contribution rate is 0. 5%, individuals do not pay.
Introduce five main types of insurance.
1. medical insurance: both the company and the individual employees pay * * *, and the payment base is the average monthly salary of the individual employees before tax in the previous year. The company bears most of the expenses, and the individual only needs to bear a part.
2. Work-related injury insurance: All expenses are borne by the company, and employees do not need to pay. The purpose of industrial injury insurance is that employees can apply for industrial injury insurance for compensation if they are injured in the course of work or get occupational diseases in specific positions.
3. Unemployment insurance: If employees are forced to lose their jobs, they can apply for unemployment insurance at the local social security bureau. After the application is successful, employees can receive monthly subsidies if they can't find any income at work, but they must meet the conditions.
4. Maternity insurance: it is also paid by the company, and the main target is of course female employees in the workplace. Girls can pay maternity allowance during maternity leave to medical expenses incurred during childbirth.
5. Old-age insurance: After reaching the statutory retirement age, according to the total amount and years of accumulated social insurance payment, you can receive a pension every month, which will be shared by the old-age insurance companies and individuals and paid in proportion.
Social security has the following advantages:
1, to ensure that citizens get material help from the state and society according to law in cases of old age, illness, injury, unemployment and childbirth;
2. Let citizens enjoy the fruits of development;
Maintain the relationship between the unit and the workers; Promote social harmony and stability.
Handle social security card
Process of running social security card: the employer checks the information in the social security online declaration system or the business window of the social insurance agency;
On-the-job personnel are collected by the employer, and non-on-the-job personnel can receive them in the streets of this area; I must open a social security card at the corresponding bank window with the original social security card and valid identity documents.
To sum up, it is Bian Xiao's relevant answer about the pension insurance proportion unit and individual 2023, and I hope it will help you.
Legal basis:
Article 2 of People's Republic of China (PRC) Social Insurance Law
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
Article 2 of the Regulations on the Management of Housing Provident Fund
These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).
The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.
Article 58 of People's Republic of China (PRC) Social Insurance Law
The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.
The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.