Anshun Puding Fumin Village Bank has time to lend. According to relevant data, Puding Fumin Village Bank has always adhered to the market positioning of supporting agriculture and supporting small businesses, closely focused on the service purpose of the industry, aiming at building the first choice bank for county people, serving local farmers, small and micro enterprises, and lending freely.
What is the loan interest rate of Anshun Fumin Village Bank?
The interest rate of Fumin Village Bank is 4.75%.
By the end of 2023. 1. 13, the benchmark interest rate of RMB loans announced by official website, Anshun Fumin Rural Bank, was: 4.35% for loans within six months, 4.35% for loans from six months to one year, 4.75% for loans from one year to three years, 4.75% for loans from three years to five years, and 4.90% for loans over five years. Banks adjust to a certain extent according to the actual situation, and the floating range is different from bank to bank.
Interest rate is the price that the borrower needs to pay for the money borrowed, and it is also the return that the lender gets by delaying his own consumption and lending it to the borrower. Interest rate refers to the ratio of interest amount to the amount of borrowed funds in a certain period, which is usually calculated as the percentage of one-year interest to principal. It is the main factor that determines the capital cost of enterprises, and it is also the decisive factor for enterprises to raise funds and invest.
Who should the rural credit cooperatives in Gu Ning Town, Anshun City look for for loans?
Gu Ning Town, Anshun City, rural credit cooperatives loans, find the person in charge of the credit cooperatives.
1. Farmers should first apply for loan certificates from local rural credit cooperatives.
2, rural credit cooperatives will assess the applicant's credit rating after receiving the application, and according to the assessment of the credit rating, approved the corresponding level.