What is credit limit _ calculation of credit limit?

The procedure is simple. The borrower handles the credit business according to the credit contract, and the bank will no longer conduct credit investigation and approval; 3. If it is a comprehensive credit line, the borrower can not only obtain loans, but also handle the business of opening acceptance bills and international settlement financing in accordance with the credit contract. According to the relevant regulations of the regulatory authorities and the requirements of the company, the customer margin =MIN (the company's remaining available credit line, the company's single customer line, the customer's application line, the credit line and financial assets? 50% or total assets? 25%)。 That is, the customer's credit line shall not exceed: 1, and the company's remaining available credit line; 2. The maximum amount of single customer stipulated by the company: the financing amount of single customer shall not exceed 2% of the net capital; The amount of securities lending shall not exceed 0% of 65438+ net capital; 3. Customer application quota; 4. Customer credit limit; 5. 50% of the customer's financial assets or 25% of the total assets. Among them, the method for determining the maximum customer credit limit is as follows: 1, and the maximum customer credit limit = customer general account assets? Credit coefficient. 2. The assets in the customer's general account include cash and the market value of securities, in which the market value of securities is calculated according to the closing price of the trading day before the customer's application date, which is limited to the securities denominated in RMB, excluding the securities assets in the customer's account that are frozen for other reasons, have limited liquidity or have incomplete assets and interests. 3. The credit coefficient is determined according to the credit rating of the customer.