① Safety.
Housing sale is first and foremost the safe delivery of construction funds. Professional mortgage companies can not only let the owners collect the mortgage payment on time, but also monitor the down payment for the buyers and sellers, so that the owners can safely collect the down payment at the right time, and fully guarantee the safety of the buyers and sellers during the down payment delivery.
② Risk.
There are certain risks in the mortgage procedures in personal operation and business, such as the clarity of transaction property rights and the control of the risk of building payment delivery in redemption business.
In addition to ensuring the security of property information in the transaction process, professional mortgage companies are more forward-looking in dealing with such problems, especially in dealing with high-risk business such as foreclosure, and professional mortgage companies are experienced.
③ confidentiality.
Some illegal mortgage intermediaries in the market embezzle customer information, such as forging guarantee materials and credit card information for other cases, and even deceive customers to apply for double mortgage, which seriously damages customers' interests. Choosing a good mortgage company will effectively put an end to this phenomenon.
④ Efficiency
Due to the lack of experience and flexibility in business operation, chaotic internal operation process and weak public-private relationship, some mortgage companies can't solve problems in time, which leads to low efficiency in handling cases, seriously affecting the delivery of house payment between buyers and sellers, and even directly leading to disputes between the two parties. The reputable mortgage center maintains a good cooperative relationship with the Housing Authority and major banks, so it will give priority to bank approval, lending and transaction transfer, making the whole mortgage 60% very compact, further ensuring the efficient completion of the case.
5 cost performance.
In order to survive, individual mortgage intermediaries do not hesitate to attract customers with land prices. In the process of acceptance, due to the limitation of professional level and office conditions, it is impossible to provide customers with high-quality and efficient services. This last page has brought trouble for undergraduate students to choose customers. The fees of professional mortgage companies may be slightly higher than those of other lowest fees in the market, but the services they provide are safer, more intimate and more in place. Therefore, the cost performance of mortgage companies' services is also worthy of customers' attention and weighing.