The account opening permit is a certificate issued by the People's Bank of China when the company opens a basic deposit account, a temporary deposit account, a special deposit account or a special deposit account for qualified investors. This document is mainly used to prove that the opening of the company's account conforms to the statutory conditions and procedures, and serves as an important certificate for the company to handle other financial businesses.
First, the way to inquire about the account opening permit
The most direct way to inquire about the company's account opening license is to go to the People's Bank of China or its authorized banking financial institutions. These institutions have a complete database of company account information, which can provide the inquiry service of account opening license.
In addition, with the development of information technology, people's banks or banking financial institutions in some areas have also provided online inquiry services. Enterprises can query online by inputting relevant information through official website or designated query platform. This method is convenient and quick, saving the time and cost of the enterprise.
Two. Matters needing attention in inquiring about account opening permit
Enterprises need to provide accurate company name, registration number and other related information when inquiring about account opening license, so that institutions can accurately inquire and verify account information. At the same time, enterprises also need to pay attention to protect their account information security to avoid information leakage or being used by criminals.
In addition, if an enterprise finds that the account opening license is lost or damaged, it should apply to the People's Bank of China or its authorized banking financial institution for a replacement in time. During the replacement process, the enterprise shall provide relevant supporting documents and application materials, and handle them according to the organization requirements.
To sum up:
Inquiries about the company's account opening license can be made through the People's Bank of China or its authorized banking financial institutions, and enterprises can choose to go to the institution for on-site inquiry or use the online inquiry platform for inquiry. In the process of inquiry, enterprises need to provide accurate information and pay attention to protecting the security of account information. If the account opening permit is lost or damaged, you should apply to the relevant institutions for a replacement in time.
Legal basis:
Measures for the administration of RMB bank settlement accounts
Article 26 provides that:
When a depositor applies to open a unit bank settlement account, it can be handled directly by the legal representative or the person in charge of the unit, or it can be entrusted to others. If it is handled directly by the legal representative or the person in charge of the unit, the identity certificate of the legal representative or the person in charge of the unit shall be issued; If it entrusts others to handle it, it shall issue the power of attorney of its legal representative or person in charge of the unit and its identity certificate, as well as the identity certificate of the authorized person.
Article 28 provides that:
Banks should carefully examine the authenticity, completeness and compliance of the items and supporting documents filled in the depositor's application for opening an account. If the application for account opening is complete and meets the requirements for opening basic deposit account, temporary deposit accounts and special deposit accounts for budget units, the bank shall submit the depositor's application for account opening, relevant supporting documents and bank audit opinions and other account opening materials to the local branch of the People's Bank of China, and go through the account opening procedures after approval; In line with the conditions for opening general deposit accounts, other special deposit accounts and personal bank settlement accounts, the bank shall handle the account opening procedures within 5 working days from the date of opening the account and report to the local branch of the People's Bank of China.