Which loan platform is Sichuan New Network Bank?

Which loan platform is Sichuan New Online Banking?

The online loan apps lent by Sichuan Wangxin Bank include installment music, installment music, Didi Finance, Good People Loan, Xiaomi Finance, etc. If loan services are provided on these online loan platforms, Sichuan Wangxin Bank is likely to appear in the credit information system. Sichuan New Network Bank Co., Ltd. was established on February 28th, 2006 with the approval of China Banking Regulatory Commission. It is the first private enterprise established in Sichuan and one of the three major Internet banks.

Wangxin Bank uses cloud computing, big data and other technical means to provide users with safer, more convenient and more efficient financial services. Wangxin Bank adheres to the differentiated positioning of "Mobile Internet, Inclusive Compensation" and the characteristic operation of "Digital Inclusive, Open Connection". Relying on the leading financial technology capabilities, robust big data risk control technology and efficient Internet open platform operation mode, it serves small and micro groups, supports the real economy, practices inclusive finance, and strives to become a digital technology inclusive bank.

1. Sichuan Wangxin Bank was approved by China Banking Regulatory Commission and became the seventh private bank in China with a registered capital of 3 billion yuan. The bank was established by shareholders such as New Hope Group, Xiaomi and Hongqi Chain, among which New Hope Group contributed 900 million yuan, accounting for 30% of the shares; Xiaomi invested 885 million yuan through its wholly-owned subsidiary Yinmi Technology, accounting for 29.5% of the shares; Hongqi Chain invested 450 million yuan, accounting for 65,438+05% of the shares.

2. Microfinance is what we usually call peer-to-peer lending. At present, online lending is relatively formal. Although the interest on online loans is still high, basically all online loans are connected to the central bank for credit information. There are also many online loan products on Sichuan New Network Bank, mainly including Xiaomi Finance and installment music. These websites are popular online loan products on the market at present, and they also have certain market influence and share.

3. The loan products of regular banks generally maintain an annualized interest rate of 5%~ 10%, and the annualized interest rate of credit cards is generally around 18%. For these online loan products, almost all online loan products have reached more than 20% interest, and some products even reached 35%, which is only one point away from the level of usury. I also advise you to stay away from online loans. Online loan products will only make your credit status worse and worse, and will also increase a person's economic burden.

What is the online loan of Wangxin Bank?

Wangxin Bank is the loan platform of Sichuan Wangxin Bank. Sichuan Wangxin Bank, one of the three largest Internet banks in China, officially opened on February 28th, 2006. Wangxin Bank, with a registered capital of 3 billion yuan, was established by shareholders such as New Hope Group, Xiaomi and Hongqi Chain. It is the seventh private bank approved by China Banking Regulatory Commission and the first private bank in Sichuan Province. Domestic Internet banks include online merchant bank, Weizhong bank and Wangxin bank, so the target customer base of Wangxin bank is similar to that of the other two banks, so the average application amount will not be too high.

Wangxin Bank adheres to the differentiated positioning of "Mobile Internet, Inclusive Compensation" and the characteristic operation of "Digital Inclusive, Open Connection". Relying on the leading financial technology capabilities, robust big data risk control technology and efficient Internet open platform operation mode, it serves small and micro groups, supports the real economy, practices inclusive finance, and strives to become a digital technology inclusive bank.

Wang Xin Bank takes financial technology and big data risk control as its core competence to build and innovate, and uses new generation Internet technologies such as cloud computing, big data and artificial intelligence to provide safer, more convenient and more efficient financial services for 80% of the small and micro groups who do not enjoy perfect financial services in the "28 Law", and to use the power of science and technology as a supplement and explorer of inclusive finance. At the same time, Wangxin Bank will always keep an open attitude, provide connection services for its partners, enable a wider range of users to connect and adapt to their needs, products and services, and become a "universal connector" in the field of financial services.

Extended data:

Information about the new online bank.

1. Sichuan Wangxin Bank was approved by China Banking Regulatory Commission and became the seventh private bank in China with a registered capital of 3 billion yuan. The bank was established by shareholders such as New Hope Group, Xiaomi and Hongqi Chain, among which New Hope Group contributed 900 million yuan, accounting for 30% of the shares; Xiaomi invested 885 million yuan through its wholly-owned subsidiary Yinmi Technology, accounting for 29.5% of the shares; Hongqi Chain invested 450 million yuan, accounting for 65,438+05% of the shares.

2. The shareholder representative of Wangxin Bank pointed out that its main clients include innovative and entrepreneurial enterprises, the expanding middle class and all young people who are pursuing a better life, and proposed to be the vanguard of promoting financial innovation in China and provide cloud financial services at your fingertips to hundreds of millions of users.

What kind of loan is Sichuan Wangxin Bank?

Sichuan New Network Bank is not a loan, but mainly a lender of some small loans. For example, installment music and future installment loans. Sichuan New Network Bank has put money on it. In addition, if you borrow from Sichuan Wangxin Bank, you will receive a credit report if the repayment is overdue. It is recommended to repay the loan on time after applying for the loan and maintain a good credit. The micro-loan of Sichuan Wangxin Bank is a kind of installment loan. If the credit report shows that there is a loan from Wang Xin Bank, it means that you have applied for a loan in future installments, because every time you apply for a loan in future installments, you have to re-examine it. If it matches the banking institution, the loan will check the credit. Therefore, it is best not to easily overdue the application for installment loans. If it matches with banking institutions, such as Wangxin Bank, there will be a bad credit record after the deadline, and it will also have an impact on handling car loans and mortgages in banks in the future. 1.XWBank is a new generation of internet bank, which was founded by shareholders such as New Hope Group, Xiaomi and Hongqi Chain on February 28th, 20th16th. It is the seventh private bank approved by China Banking Regulatory Commission and the first Internet bank in the central and western regions, and has won the reputation of Top 50 Hurun New Finance. The bank is committed to providing customized financial services to consumers and small and micro enterprises through Internet technology. In May, 20021year, the 2020 annual report of New Network Bank showed that by the end of 2020, the total assets of New Network Bank were 405 1 100 million yuan. In 2020, the operating income of Xinwang Bank was 2.357 billion yuan, a year-on-year decrease of 65,438+02.09%; The net profit was 706 million yuan, a year-on-year decrease of 37.69%. 2. Sichuan Wangxin Bank, one of the three largest Internet banks in China, officially opened on February 28th, 2006. Wangxin Bank, with a registered capital of 3 billion yuan, was established by shareholders such as New Hope Group, Xiaomi and Hongqi Chain. It is the seventh private bank approved by China Banking Regulatory Commission and the first private bank in Sichuan Province. 3.20 16 12.27, Sichuan new network bank, the first private bank in Sichuan, announced that the founding meeting and the first shareholders' meeting had been successfully held recently. At the meeting, all sponsors and shareholders unanimously passed all matters, unanimously decided and approved by the regulatory authorities, and named the Bank as Sichuan Wangxin Bank. Wang Xin Bank is positioned as a new generation of Internet banks and is committed to providing customized financial services to consumers and small and micro enterprises through Internet technology. This means that Wangxin Bank has become the third Internet bank in China and the first Internet bank in the midwest after Tencent Weizhong Bank and Ali Internet Bank.