When you want to get a loan, you definitely want the loan to be approved as soon as possible. If you want to provide all kinds of information over and over again as before and go to the bank many times, you will be very depressed. Which platform loan will arrive immediately? There are many such platforms on the market. Let's have a look.
Which platform will borrow money immediately?
If you want the loan to arrive immediately, those platforms with complicated approval processes will not work, and you can't borrow it online or offline. It also needs offline verification, and it is difficult to pass the examination and approval immediately. Therefore, you should choose the online loan platform, with fast approval and fast payment. The following loan products are all from licensed lending institutions, and the loans arrive quickly:
1. Anyihua
Anyihua is a credit product of Instant Financial Consumption Co., Ltd., which can lend money in one minute at the earliest. The application materials only need to provide ID card, mobile phone number and bank card, and the minimum daily interest rate is 0.02%.
Have money to spend
It takes 3 minutes for the money to arrive and 30 seconds for approval. Loans can be repaid flexibly with daily interest, and the minimum daily interest is the loan amount, which can be recycled.
3. Ctrip Finance
Ctrip operates online all the time, which is fast and convenient. It takes only three steps to complete the application, and the fastest time is 1 minute. The loan can be received in real time, up to 200,000 yuan, and can be repaid with the loan. Among them, "take consumption" products can enjoy an interest-free period of up to 40 days, which is friendly to new users, and 80 yuan can enjoy the highest interest-free coupon.
4. Yin Bei consumes E-point loans.
Yin Bei's consumption of E-point loan is also a pure online operation. Lending can be done in 30 seconds at the earliest, with a maximum loan amount of 50,000. The loan applicant is required to have good credit information, and it can also be repaid with the loan.
Which platform loan will arrive immediately depends on the actual approval speed and lending speed. The fastest arrival speed of the above platforms is only 30 seconds, and you can choose the appropriate loan products according to your own needs.
Which loan platform is better?
Which platform is easy to borrow and has a high loan pass rate?
The following rankings are in no particular order and are for reference only.
1, Zhaolian Finance
Zhaolian consumer finance company's loan service platform, a formal licensed consumer finance company. Under its name, there are two product systems: "Good Loan" and "Credit Payment", which provide users with services such as cash installment, installment consumption and interest-free shopping. The maximum application amount is 200,000. Online application, immediate approval, flexible repayment, up to 36 installments.
2360 IOUs
360 Digital Group's credit technology service brand completes the application online with its mobile phone number and identity information. The maximum application amount is 200,000, and the loan can be released in 5 minutes at the earliest, and can be divided into 24 installments at the longest. The interest rate is transparent, new users are interest-free for up to 30 days, and the annualized interest rate starts from 7.2%.
3. Comfortable flowers
Consumer loan products with revolving credit line are launched by consumer finance companies with consumer finance licenses, allowing users to withdraw cash, spend money and installment within the credit line, and can apply for a maximum credit line of 200,000. The one-time credit line is recycled, and the annualized interest rate (simple interest) is 7.2%-24%, and the average daily interest of 1 0,000 yuan is 0.1-0.39 yuan.
4, the degree is small and full
The platform of 0 mortgage pure credit loan under Baidu period, formerly known as Qianhua, was applied by always online. Users only need to provide their ID cards and debit cards. 18-55 years old can apply. The fastest time for approval is 30 seconds, and the fastest time is 1 minute. The maximum amount of application is 200,000, and the repayment is flexible. Satisfied loans and privileged loans under its name can be applied for up to 24 periods.
5. Microfinance
Weizhong Bank, as a loan product launched by the first Internet bank in China, has a safe and reliable platform. At present, the invitation system is adopted, the maximum application amount is 200,000, and the daily interest is 0.02%-0.05%, which supports borrowing and returning.
6. An Xinhua
An Xinhua is characterized by high quota, fast loan, transparent interest and expenses, and is 22-55 years old. You can apply with your mobile phone real name and ID card. The maximum amount is 200,000 yuan, which can be returned with the loan, approved in 30 seconds, and received in 1 minute. It should be noted that Hong Kong, Macao and Taiwan and Xinjiang do not support the application.
7. Mei Tian loan
You can apply for a credit line by filling in your ID card and basic information through the Mei Tian Loan APP. The maximum loan is 50,000, and the amount can be recycled. The loan can be released within 5 minutes at the earliest, with the comprehensive annual interest rate starting from 15.4%, and the number of optional periods: 3, 6, 9, 12.
8. Stage music
Loan products of Lexin Group, a Nasdaq-listed company. The maximum amount you can apply for is 50,000 yuan, which can be paid in one minute at the earliest, providing 5,000 yuan interest-free for up to 30 days. There is no charge for prepayment, and it can be divided into 36 installments at the longest. Applications are prohibited in Hong Kong, Macao and Taiwan and Xinjiang.
9. Easy installment loan.
Regular small loan companies, aged 22-45, can apply for loans with ID cards, bank cards and operator certification. The loan amount ranges from 500,000 to 200,000, the annual interest rate ranges from 7.2% to 24%, the repayment is flexible, and the number of optional periods is 3-36 months.
10, excellent melting speed.
Chongqing Yuzhong District Kerong Company is responsible for the operation. The mobile phone can complete the registration application and approve the loan on the same day. The maximum amount is 200,000, with good personal credit and stable income.
What are the fast online lending platforms?
The fast online lending platforms include lending treasure, micro-lending, online merchant lending, 360 IOUs, JD Finance, Huaya borrowing money, and having money to spend. These are all online loan applications and online audits. If the customer's qualification meets the requirements, the payment can be made on the same day at the earliest.
The next payments are basically pure credit loans, because there is no collateral, so the platform is strict in reviewing the qualifications of customers. If the customer's credit report is tainted or his income does not meet the requirements, he may not get the loan.