The regulatory authorities sounded the alarm and began to investigate the problem of bank consumer loans and credit card overdraft transactions flowing into the property market. According to the news of the Shanghai Stock Exchange on the 28th, following Beijing, Jiangsu, Shenzhen and Guangzhou, Jiangxi Banking Regulatory Bureau and Nanchang Central Sub-branch of the People's Bank of China recently conducted in-depth self-examination and self-correction of commercial banks within their jurisdiction. Consumer loans with a single loan amount of 654.38 million yuan or more will be included in the scope of verification.
The Ministry of Land and Resources responded that there is an essential difference between collective rental housing and "small property houses"
Wang Guanghua, vice minister of the Ministry of Land and Resources, made it clear that there are essential differences between collective rental housing and "small property houses", which are concerned by all sectors of society. Collective rental housing land conforms to urban and rural planning, overall land use planning and village land use planning, and construction is approved according to law, and real estate registration is implemented according to law. "Small property houses" involve illegal land use, illegal construction and sales, and property rights are not protected by law.
Reduce new regulations, promote agreement transfer, and take the opportunity to seize the beach.
According to the Securities Times, since the release of the new regulations on the reduction of holdings at the end of May, 2065438+2007, with the reduction of the scale of large-scale transactions, agreement transfers have emerged one after another. Analysts predict that the scale of agreement transfer is expected to continue to grow in the future. In the agreement transfer, some shareholders are more and more motivated to simply reduce their holdings. Because the regulatory authorities have strict quantity and time restrictions on reducing their holdings through centralized bidding and block trading, for shareholders who need to reduce their holdings in a large amount in the short term, agreement transfer is undoubtedly the best way to get rid of cash quickly.
It is difficult for coal production capacity to release coal prices or maintain a high level until the end of the year.
According to the Securities Daily, following the request of the National Development and Reform Commission to speed up the release of high-quality coal production capacity, yesterday, China Coal Transportation and Marketing Association once again stressed the need to do a good job in coal supply notice this winter and next spring to stabilize coal prices. However, with the arrival of the peak season of coal storage and consumption in winter and before the 19th National Congress, many coal mines will be shut down under the pressure of environmental protection and security inspection, and the coal production capacity may be difficult to release in the short term. It should be mentioned that coal traders have begun to hoard coal because of the early heating in Northeast China. Analysts believe that with the coming of the heating season, the situation of tight coal supply will still exist, and coal prices may remain high until the end of the year.
Hebei Provincial Environmental Protection Department: Environmental protection inspectors will be carried out in six cities including Tangshan, Baoding, Xingtai and Handan.
According to Hebei Daily, Yin Guangping, deputy director of the Environmental Protection Department of Hebei Province, said that from 1 to August this year, a total of 3732 1 problems were found in the province's * * * clean-up, and 83 12 people were held accountable for those directly responsible. In the next step, we will intensify pollution control and do a good job in implementing the task of tackling key problems. Hebei Province will carry out environmental protection inspections in six cities including Tangshan, Baoding, Xingtai and Handan, and "look back" on the cities that have completed inspections. During the National Day, a special inspection team of nearly 700 people will be organized to station in the front line to crack down on environmental violations such as illegal sewage discharge, illegal discharge and monitoring data fraud. Strive to basically complete key tasks such as VOCs remediation in key industries and unorganized emission control in industrial enterprises before the end of/kloc-0.
The central authorities intensively issued a document to support the innovation of collateral in technology and finance, which will accelerate the promotion.
Under the influence of "double innovation", technology and finance has become a key business area promoted by the regulatory authorities. From the central level to Beijing, Shanghai and other places, a number of technology and finance innovation support policies have been implemented intensively in the past month.
According to the Economic Information Daily reported on the 28th, these policies define the institutional framework of science, technology and finance from different levels. Specific policy measures include innovative technology enterprise pledge, encouraging investment and loan linkage pilot, improving risk prevention and risk sharing mechanism, etc., aiming at comprehensively broadening financing channels for technology enterprises.
Zhu Zhenxin, chief macro researcher of Minsheng Financial Think Tank, said that some banks have begun to explore "financing services based on accounts receivable obtained by affiliated enterprises from leading enterprises in the industrial chain". With the rise of the "internet plus" model, it has become the unanimous choice of many banks to provide trading platforms and financing solutions for core enterprises and their upstream and downstream enterprises with the help of innovative technologies such as Internet, big data credit investigation and inclusive finance.
While innovating collateral, the policy also pays attention to establishing a sound risk prevention and risk sharing mechanism to improve the commercial sustainability of financial support for scientific and technological innovation, including promoting patent pledge financing tied to loans, insurance and financial risk compensation. Zhu Zhenxin said that the promotion of innovation in technology and finance must be supported by strict supporting policies and measures, and supervision should be strengthened to prevent risks.
Qu, an associate researcher at the Institute of Industrial Economics of China Academy of Social Sciences, said that the background of patent mortgage is that the light asset industry represented by Internet companies does not have many fixed assets, and it is often difficult to obtain loans from banks. For financial institutions, the reduction of the default risk of patent mortgage bundled with insurance and financial risk compensation will stimulate them to issue funds to small and medium-sized enterprises with light assets.