Bank funds are frozen, in addition to the reasons of judicial freezing, there are some restrictions of the bank itself, just like the pre-authorization of CCB. If the funds are frozen, we must first know the reason. Some people just entered the wrong password, or even others entered your bank card account number, and the password failed to log in many times, resulting in freezing. The funds of ordinary CCB cards are frozen, and the following measures need to be taken:
First, go to the bank and ask why.
As mentioned above, there are many reasons why bank cards are frozen. When you find that your bank card is frozen, you should first bring your ID card and bank card to the bank counter to find out what caused the freezing and take different disposal methods according to different reasons.
Second, the disposal of pre-authorization.
It was found that some funds in CCB card were frozen, mostly because of pre-authorization. At present, POS consumption is relatively high. Due to the inconsistency between consumption and settlement time, the consumption part will be frozen through the pre-sale right. In this case, there is no need to deal with it because it is not your money that is frozen.
Third, deal with the wrong password freeze.
Because oneself or others have entered the password many times through online banking or card-holding operation, in order to prevent risks, the bank will temporarily freeze the bank card in the background. After this happens, there is no need to deal with it. After 24 hours, the freeze will be automatically lifted.
Fourth, ask the reason for the judicial freeze.
Except for operational reasons, most of the freezes are often judicial freezes, that is, preservation measures taken by judicial organs involving civil and criminal cases. At this time, it is necessary to clarify the reasons. At least ask who the frozen organ is before you can proceed to the next step.
Five, their innocent timely contact.
There are many online frauds now, and there are no criminal or civil cases against them. It is indeed a mistake of the judiciary. They should contact the reason for freezing in time and explain the reason for lifting the freeze in time. If the freezing organ refuses to investigate and lift the freeze, it may complain to its superior organ.
Six, the disposal of their own reasons.
It depends on the seriousness of the matter. Freezing is divided into total freezing and partial freezing, which belongs to the property preservation of civil relations. If it is not completely frozen, the unfrozen part can still be taken out. For those involved in criminal cases, the longest freeze shall not exceed six months, and we will wait for six months.