1. Fast payment means that users only need to provide information such as bank card number, account name and mobile phone number when purchasing goods without opening online banking. After the bank verifies that the mobile phone number is correct, the third party payment sends the mobile phone dynamic password to the user's mobile phone number, and the user can complete the payment by inputting the correct mobile phone dynamic password.
If the user chooses to save the card information, the user only needs to enter the payment password or the next payment password and the mobile phone dynamic password.
2. The so-called "all-in-one card" is to realize the intelligent management of various functions on the same card. Its core content is to realize the standardization and automation of information resource management from the generation, collection and transmission of business data to summary analysis by using the card as a specific physical medium. Due to the basic idea of "information sharing and centralized control", all-in-one cards are widely used in all walks of life, such as community cards, campus cards, enterprise cards, medical insurance cards, bank cards, city cards, family cards and mobile phone cards.
3. Online banking U shield and K Bao are both secure media for online banking transactions, USB—key.
U shield, a customer certificate USBkey issued by ICBC in 2003 and obtained national patent, is an advanced security tool provided by ICBC for online banking. It looks like a U disk, and its safety performance is like a shield, which means U-shaped shield, so it is named "U shield". Its function is to protect the security of online banking funds and avoid various risks such as hackers, fake websites and Trojan viruses when handling online banking business.
KBao is a physical medium provided by Agricultural Bank of China for storing customer certificates and private keys. Its shape is similar to a USB flash drive, also known as USB-KEY. When using, it can be directly plugged into the USB interface of the computer, but the corresponding supporting software must be installed.