Second, compared with the high school silver current treasure money fund, it mainly invests in high-security and stable financial instruments such as call deposits, certificates of deposit, bonds and medium-term notes, and its income far exceeds the current income of bank savings in the same period! Higher investment income is also one of the advantages of BOC Lifetime Bao.
thirdly, there is no handling fee, which is more or less the same as other wealth management products. The advantage of BOC Lifetime Bao is that there is no handling fee. There is no handling fee for applying for purchase or redemption. Fourth, pay dividends every day. Finally, BOC Lifetime calculates and distributes the daily income and pays it every day. Daily income is converted into fund shares, and rolling investment is beneficial! Investors will be able to participate in dividends every day.
BOC Lifetime Bao is an Internet wealth management product launched by the second largest state-owned bank in China after ICBC launched its own balance treasure business. It calculates the daily income and distributes and pays the income every day. The daily income of investors will be converted into fund shares and rolled investment.
The monetary fund of BOC Lifetime Bao mainly invests in high-security and stable financial instruments such as bank call deposits, certificates of deposit, bonds, medium-term notes, etc. From the historical data, the income far exceeds the demand. Compared with the investment thresholds of 5, yuan and 1, yuan for other wealth management products, BOC Lifetime Bao has the advantages of starting from 1 yuan and being free of handling fees. Investors can withdraw cash at any time after purchasing BOC Lifetime Bao.
So, is BOC Lifetime Treasure with such advantages risky? Compared with other products, BOC Lifetime Bao has higher security. It is that the fund custodian bank monitors the funds of its money fund to ensure the security of its funds, and investors verify the identity of the fund before investing in BOC Lifetime Bao to ensure that it is a real-name operation. In addition, BOC Lifetime Fund is a money market fund, which belongs to the low-risk variety of securities investment funds, and its risk and expected return are lower than those of stock funds, hybrid funds and bond funds.
BOC Lifetime Bao is a fund product. The fund manager is BOC Fund Management Co., Ltd., which is purchased by yuan. The annualized rate of return in recent seven days is 2.443%. Many people have bought this fund product. So, is BOC Lifetime Bao safe?
BOC Live Treasure is safe. As a money fund product, its security is still very high. Although it does not guarantee the principal, the probability of principal loss is still very low unless there is great turmoil in the financial market. Moreover, it mainly invests in high-security and stable financial instruments such as certificates of deposit, bonds and medium-term notes, rather than high-risk financial instruments such as stocks, so the risk is very low.
it is also very flexible, it can be redeemed quickly at T+, and the maximum withdrawal amount in a single day is 5 million, so even if there is a loss, it is very convenient to stop the loss in time.