The U-Shield of ICBC Finance @ Home is a customer certificate USBkey issued by ICBC and obtained a national patent. It is an advanced security tool provided by ICBC for customers to handle online banking business. U shield is a tool for electronic signature and digital authentication of online banking. Built-in micro smart card processor, using 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions. First, the function of U shield is 1, which makes the transaction safer. With U shield, you don't have to worry about all kinds of risks such as hackers, fake websites and Trojan viruses. When you handle online banking, U Shield can ensure the safety of your online banking funds. Customers who use login password and payment password need to protect your password when handling online banking external payment business, ensure that the computer that logs in online banking is safe and reliable, update anti-virus software regularly, download patches in time, do not open unknown programs, games and emails casually, and maintain good online habits; If you can't do it at all, don't worry, using U shield is your best choice. As long as your login, login password, U shield and U shield password are not disclosed to one person at the same time, you can safely use online banking. 2. Payment is more convenient. With U Shield, you can easily transfer money, remit money, pay and shop online, without being limited by various payment quotas. 3, the function is more complete. With U Shield, you can sign personal financial agreements through online banking and enjoy our unique financial services. 4. Services are more diversified. With the U-Shield, you can also bind the U-Shield of ICBC to Alipay account, and use the U-Shield to authenticate your login to Alipay, thus ensuring the security of your Alipay account. Second, U shield loss 1. If you accidentally lose the U shield, please immediately apply to ICBC outlets for freezing the U shield to ensure the safety of your online banking account. If you confirm that the U shield has been lost, you can apply for a replacement certificate. After the application takes effect, you can download the certificate information again according to the original method of using U shield, or ask the bank teller to help you complete the operation. 2. If you encounter any problems in the process of installing U shield and using ICBC's personal online banking, you can call ICBC's unified service hotline for consultation at any time, or you can log on to ICBC's website for relevant information or go to ICBC's business outlets for consultation. ICBC will serve you wholeheartedly. Third, the password of U shield is 1. After applying for the U-Shield, you can change the password at the bank counter immediately, or you can use the supporting certificate tool software to change the certificate password, or you can log in to personal online banking and change the certificate password in "Customer Service-Personal Certificate Management-Personal Customer Certificate Password Update". 2. If you forget your U-Shield password during use, you can bring your U-Shield, online banking registration card and your valid ID card to ICBC outlets to reset your password. If you enter the U shield password incorrectly for more than six consecutive times when using online banking, the system will lock the certificate. You also need to bring your U shield, online banking registration card and your valid ID card to ICBC outlets for password reset.
2. What is the U shield of ICBC financier's personal online banking?
Online banking U shield is the security authentication medium of online banking, and you need to download the U shield key before using it.
China Industrial and Commercial Bank U Shield is an advanced security tool for online banking, which can be used for electronic banking to transfer, pay and pay fees. It mainly protects the security of online banking funds, and is equivalent to a small password device to provide users with security verification.
3. How to use ICBC financier U shield?
Log in to the home page of ICBC and click Install under Login.
Download and install the online banking assistant
After installation, there is an "ICBC Online Banking Assistant" on the desktop. Open it.
Click "Installation Wizard", select Personal -U Shield-enter the number on the back of U Shield.
4. What is the U shield of ICBC's online banking?
Shield card is an electronic banking product that authenticates your identity when you use personal online banking. It is a physical medium, which looks like the USB flash drive we usually use. U shield certificate is mainly used for your personal online banking. The premise of opening personal online banking service is that you have a peony card of ICBC. Personal online banking services can be opened separately for ICBC Peony Cards you handle in different regions, and U-Shield certificates can be added separately. Now, you can apply for Peony Link Card (with discount) or Link E Times Card (without discount) at the local certificate acceptance outlets in Shanghai to open online banking services and add a customer certificate U shield. If you need to use online banking to handle b2c business, please make sure to open the "e-commerce" function at the outlets; If you need to use online banking to transfer money to other people's accounts, please be sure to open the "external transfer" function at the outlets; The above two functions are different. At present, the cost of U-Shield certificate is divided into 60 yuan, 68 yuan and 76 yuan, with different brands and the same function. Following U Shield, ICBC also launched an electronic password card, which is also an electronic banking product to ensure the security of online transactions. Currently in the free distribution stage. I can get it free of charge at the local e-banking acceptance outlets with my valid ID card and online banking registration card. However, I personally think that the electronic password card is not as convenient to use as the U shield certificate, and there are still many limitations. It is understood that starting from September this year 1, the trading limit of all personal online banking users registered at the counter without certificates (or password cards) is 300 yuan. Users who have previously arrived in 300 yuan or surpassed 300 yuan will not be able to use personal online banking to conduct transactions, and they must apply for a password card or a U-Shield certificate to continue to use personal online banking to conduct transactions.