What is the development and financing status of small and medium-sized science and technology enterprises in Anhui Province?
In recent years, Anhui Province has planned to implement the innovation-driven development strategy, accelerate the construction of an innovative province, actively serve the technological innovation of enterprises, and at the same time increase policy support for high-tech enterprises. By the end of 20 13, there were 20 18 high-tech enterprises in Anhui province, and the output value of high-tech industries above designated size in Anhui province was 12053 1000 billion yuan, an increase of 16.7% over the previous year. The added value was 3132 million yuan, up by 15.7% over the previous year, which was 2 percentage points higher than the growth rate of industries above designated size in the province, among which small and medium-sized enterprises were the main force of high-tech enterprises. At present, the new financing channels of science and technology SMEs in Anhui Province mainly include Internet financing, intellectual property pledge financing, financial leasing financing, micro-loan financing and so on. With the continuous maturity of internet technology and the acceleration of financial innovation, the rapid development of internet finance industry has brought a turning point for the development dilemma of enterprise financing. Compared with traditional financing modes such as indirect financing of commercial banks and direct financing of capital market, Internet financing mode is more inclusive, convenient and targeted. In recent years, the number and quality of patents in Anhui Province have improved rapidly. According to statistics, the number of patent applications and authorizations in Anhui Province increased by 1 1 times in 2008-20/2008, ranking first in China. Enterprises have become the main body of intellectual property creation and application in Anhui Province. In 20 12, more than 2,400 enterprises in Anhui province submitted12,000 invention patent applications, the number of enterprises increased by more than 400 compared with 20 1 1, and the number of invention patent applications increased by 78%. By the end of 20 13 and 10, the number of effective invention patents in Anhui province was 10969, and the number of effective invention patents per 10,000 population was 1.83, an increase of 54.6% over the same period of 20 12. Although small and medium-sized scientific and technological enterprises are knowledge-intensive enterprises, and most of them already have a lot of intellectual property rights, it is difficult to take advantage of this advantage and still face the problem of financing difficulties. Therefore, the author believes that efforts should be made to effectively use these intellectual resources to help enterprises tide over the difficulties and obtain development funds for enterprises. Financing lease financing is a contractual arrangement that allows one party (the leased enterprise) to use the property (equipment) purchased by the leasing company under the condition of regular payment of rent. Its biggest feature is the separation of ownership and use right. The decision of the leasing company directly depends on the future rental payment ability of the leasing company, and does not depend on the evaluation of the credit record, property and technical foundation of the leasing company to make a decision. In this way, small and medium-sized science and technology enterprises that have just been established generally benefit a lot without detailed and complete financial statements and fixed assets. It is convenient for enterprises to adopt financing lease: the procedures for enterprises to apply for lease are simple and convenient; Can quickly introduce equipment; Promote the maximization of the utilization rate of enterprises' own funds; Enterprise rent payment means are flexible. Microfinance companies are the innovation of China's financial system, which is of great significance to alleviate the shortage of funds for small and medium-sized enterprises and promote employment. In addition, the unique characteristics of microfinance, such as simple application procedures, fast lending process, simple procedures, flexible repayment methods, wide loan scope and flexible marketing model, have also brought convenience to the financing of small and medium-sized science and technology enterprises. follow