My flower garden quota is not very large, only 16500 yuan, but it is ok; My monthly usage varies, but generally speaking, the money spent in advance is below 6,543,800 yuan, so it is good to use up the quota.
Spending money is equivalent to paying by credit card.
Flower Garden is an online shopping service launched by Alipay to provide consumers with "buy this month and return it next month" (return it next month after confirming receipt). The full name is "Ant Flower Garden". Similar to the credit card business of major commercial banks, it is a mode of spending first and then repaying. It can be said that it is very convenient to pay within the amount of flowers paid by Alipay. For example, Alibaba's Taobao, Tmall and other platforms can use the flower garden payment method, and Alipay will occasionally let users issue flower garden red envelopes and enjoy preferential treatment when using them. For example, some time ago, through Alipay, we could get a red envelope of 5 yuan to 10 yuan every day, which virtually allowed us to enjoy preferential policies and praised Alipay and Huabai.
There is a trick to increasing the number of flowers.
The increase of flower buds is gradual, and it is difficult to improve qualitatively in a short time. However, through some tricks, it will still help to speed up the withdrawal. As shown in the above figure, there are three tips: first, increase account activity; Second, maintain a good credit record and repay the arrears on time; Third, try to use up the monthly quota.
To sum up, whether it is an ant flower garden or a credit card, it belongs to the credit line consumption in advance, and it will eventually be returned. Therefore, we must do what we can in our daily consumption, and don't overspend for temporary pleasure. Finally, it must be yourself who suffers!
Everyone knows that Alipay launched a flower card activity this year. With the flower card, you have the opportunity to draw the grand prize of "helping you return flowers all year round" Winning users can get Alipay to help return the 20 19 flower garden bill, with a maximum of 48,888 yuan, and the grand prize is ***20 19. The prize amount is subject to the upper limit of your total spending on February 4th 12 (excluding the temporary quota), and the maximum amount is 48,888 yuan. If you really win, the amount of flowers will be thousands or even hundreds of dollars. Even if I help you pay back, it won't cost much. Is it a loss? Therefore, it is very important to increase the amount of flowers.
My spending quota
My current flower bud quota is 30,000 yuan (the maximum flower bud quota is 50,000 yuan), which should be considered as a moderate quota. Of course, I have gradually improved this. At the beginning, the initial quota of flower buds was only 1.2 million yuan. As for how much I will spend every month, I should belong to a relatively small number of users, ranging from thousands to hundreds. I haven't spent more than 10,000 yuan on flowers, because many large offline consumers don't support flowers at all, so I can only use credit cards.
How to increase the amount of flowers?
There are many ways to increase the amount of buds. As far as I know, from my own experience, it is relatively easy to increase the number of flower buds in the following ways:
(1) Sesame credit score: The higher the sesame credit score, the higher the initial quota of flower buds, and the faster the quota will increase. So try to improve your sesame credit score. However, it is difficult for sesame seeds to grow again after a certain degree, and it is often fixed, so the amount of sesame seeds is limited.
(2) Use more flower beds: Only by using the flower beds themselves can you contribute to Alipay. If you contribute to Alipay, you can consider giving you a quota to use more, so try to use the flower beds as long as you have the conditions.
(3) Staging: I have never tried this myself, but my colleagues have tried it. After his flower buds and borrowing buds are divided into stages, there are different levels of withdrawals. If there is no quota in other aspects, you can try to divide them into stages.
(4) Increase the assets in Alipay: for example, increase the investment balance, balance treasure or the amount of regular wealth management and funds (this is equivalent to your financial certificate like the bank's credit card). The higher the personal financial resources, the corresponding amount will also increase.
(5) Binding a high credit card: This is my personal experience. Flowers are essentially the same as credit cards. The bank's audit standard for credit card quota is much more perfect than that of flowers. Therefore, I think Alipay will refer to the bank's credit card quota to adjust the amount of flowers. I originally only tied a credit card of 25,000 yuan in Alipay. Later, after a new credit card of 60,000 yuan was bound, the amount of flowers in the next month increased by 5,000 yuan.
The above are basically the methods I know to increase the amount of flowers. You can try to see if you will raise the amount next month, and try to raise the amount to the top 50 thousand on 20 19, otherwise you will lose money if you win the whole year to help you pay back the expenses.
The minimum repayment is 20 19 yuan, and the maximum repayment is 48,888 yuan!
Bud quantity:
Bud use:
Bai Hua ti forehead
Can I withdraw cash from the flowers?
I just spent the flowers and want to pay back the money in advance?
How to calculate the handling fee?
The flowers have expired. How to calculate the cost?
Can I increase the amount of flowers?
How to close the bud:
If you don't open it, it will let you open it in various ways, and then choose to pay. It is not difficult to see from these situations that Alipay has a deep heart and always wants you to use flowers. Why did Alipay go to so much trouble to let you use flowers?
Flower buds actually use the function of credit cards; The number of Alipay users in China has reached hundreds of millions, and everyone has a little. So many people will definitely generate a lot of profits; Everyone pays in installments, which drives tens of thousands of interest and gives Alipay a great profit. .
The borrowing and consumption of Yu 'ebao in Alipay are both functions of Alipay's opening, and they are also tricks to gain benefits.
How much is your ant bud?
My ant flower garden quota is 9500 yuan.
My ant flower bud started at 4500 yuan, then came to 7000 yuan, then to 7700 yuan, and now it's 9500 yuan. The scope is increasing step by step, and now there is another opportunity to increase the quota. I just opened the interface to get a raise. There are two survey questions. What is the percentage of your monthly consumption in your income 10%, 20%~~~ more than 50%? The second survey is whether there is a room. Do you have a car? The answer is yes or no, and the number of places will be raised after two questions are submitted.
How much will you spend every month?
Let's take a look at the monthly bill of my personal ant flower consumption!
2065438+September 2008, I spent 96.80 yuan;
20 19 10 month, 19, I spent 72.99 yuan;
2065438+spent 45.438+0 yuan in February 2009;
Recently, I used the historical bill for three months, and spent a total of more than 200 yuan using ant flower buds, which has been paid off completely.
Friendly reminder: ant flower buds belong to credit cards and should be used reasonably;
My flower bud quota is 9300 yuan, of which the general quota is 1000 yuan. The monthly consumption will be controlled within 1000 yuan.
Alipay APP, which can be said to be the big name of mobile payment, has entered the daily life of each of us. Alipay not only facilitates our life, but also "adds value" to the spare money in Alipay. "Flower Garden" business is a credit consumption business launched by Alipay. Because of its flexible consumption pattern, many people like this business of Alipay very much.
Everyone's Alipay has different spending power due to various reasons. Personally, the total amount of my flower buds is 9300 yuan, of which the general amount is 1 000 yuan and the fixed amount is 1 000 yuan. The monthly consumption of flower buds is basically maintained within 1 1,000 yuan.
How to turn on the function of flower bud
The flowering business is actually very simple, opening your own Alipay;
Enter "Flower Bud" in the function area to enter the flower bud function page;
Just click "Apply".
Under normal circumstances, the steps of opening your own flower shop business are very simple, just a few seconds.
Through flowers, I learned the concept of moderate consumption and capable consumption.
It was very convenient at first, but as the opening got bigger and bigger, I couldn't control it.
Flower bud has many advantages, here are a few:
Because of these advantages, I lost control. Once, I bought a 5000 yuan mobile phone, and then I overspent. As a result, I spent all my salary that month.
Therefore, moderate consumption, according to one's ability, is my greatest experience after using the flower bud.
What should I do if I want to increase my flower quota? The answer is simple, use flowers!
Alipay system can judge your spending power from your Alipay bill. If you often use flower buds, the amount of flower buds will increase, so you don't have to worry about not buying the goods you like.
Here, there are fixed quotas and general quotas.
Alipay will judge whether you need to increase your spending quota according to your bill. If your bill is too high, the amount of flowers will increase by itself.
Under normal circumstances, the system will give you a "general quota" for a period of time according to your spending power, so make good use of this wealth.
Finally, let's talk about "flower repayment".
Alipay has introduced a benefit, that is, users can adjust the monthly repayment time, of course, the opportunity is only once.
Then, the question is coming. What is your current flower bud quota? Do you use it often?
Welcome to leave a message to discuss, like a little attention.
I don't know why I don't like WeChat payment all the time, and it's basically Alipay payment, which is probably the reason why I don't have microfinance so far! Even with Alipay, I seldom use cash again. Although there is no cash in my wallet, I still carry it with me every day. Every month, all expenses are basically spent (except rent), and the monthly consumption is between 2000 and 3000, and occasionally there are more than 3000.
No matter how much money you spend, it is not your own after all, because you have to pay back as much money as you spend, so you spend it according to your own economic strength. Don't overdraw your consumption, lest it be overdue and bring you intractable troubles and consequences. I basically pay back the money before the 6th. I never choose to pay in installments. I always pay in one lump sum. Installment means that you have to pay interest. Long pain is better than short pain. If you have the ability, it is best to solve it at one time.
My flower bud has a quota of 7500 yuan, and the phone bill I use now is still relatively convenient.
1 This figure is the phone bill, which should be paid to 500 yuan at least every month, because I have three cards? Plus to others, to family.
Second, when eating now, because most of them can already use flowers, just enter the phone bill directly.
The third is that most people who do business outside can use flower beds now, and they have food, clothing and shelter. For example, the last time we took a wedding photo, we could use flower beds when choosing photos, and we could also use flower beds in some places where we bought clothes and shoes.
Nowadays, more and more scenes are used in the street with flowers, which really saves us some money every month, but by the end of the month, you must ensure that your debit card is sufficient, otherwise it will affect the credit investigation. Although convenient, it is also very worry-free. It depends on your own choice.
What's your flower quota? How much will you spend every month?
In recent months, compared with the first half of the year, I have spent a lot more on flowers, mainly for daily expenses and shopping. As long as I can pay with flowers, I will pay with flowers.
My current quota of flower buds is 3500 fixed quota and 1000 temporary quota, which is not very high, but it is basically enough every month at present, and there is still a surplus.
The main feature of flower buds is that they can be used first and then returned. As long as the repayment can be made on time and there is no overdue, there is no need to pay interest penalty interest. I didn't feel it when I used it less before. Later, I was told by a customer that "Hua Bai can repay on time without interest". Why not use other people's money first? Since then, I have used flowers more frequently.
A: My spending quota is 17500 yuan.
The monthly fixed consumption is almost more than 5 thousand, so I dare not spend too much, so I can only spend it slowly.
Huabai's products are opened by Alipay according to the credit score. If your credit score is high, then your account opening will definitely be high. Another reason is that you have some wealth management funds or Yu 'ebao has deposits, so your quota will be high.
But if you just want a free quota, there is definitely not much, and it is also related to the time you use Alipay. The sooner you use it, the better. The quota will definitely be high.
So even if the flowers bloom. It should also be used rationally, and it is not possible to overdraw beyond the time limit, which is not worth the loss.
Text/Chen Fan Technology
Alipay users have the function of flower beds. Generally speaking, users are short of money when using flower beds, and we can temporarily tighten the economy through flower beds. So what is the current quota of flower beds and how many flower beds will be spent every month?
First, Alipay's flower garden quota
The amount of Alipay flower buds for each user is also different. My current spending quota is 5000 yuan. Although it is relatively small, it can fully meet my daily use now, and the amount of this Alipay flower garden can be continuously improved. My previous Alipay quota was only 1500 yuan, but later I often spent money on Alipay, which made the amount of flower buds increase continuously. Therefore, as long as I have good compliance behavior,
Second, the specific methods to improve Alipay flower buds
At present, Alipay does not support its own initiative to apply for an increase in the amount of flowers, and it is impossible to intervene manually. Therefore, there is actually only one way to increase the amount of Alipay flower buds, that is, through the evaluation of the flower bud system, and this evaluation is also irregular. The quantity may increase next month, and the quantity of flowers may increase tomorrow. What everyone does is to keep Alipay accounts active.
Third, how much does the flower shop cost every month?
In fact, the amount of flowers used by Alipay is different every month. Some users may just need it urgently, while others may spend it as pocket money. The only money I spent on flowers this month was 50 yuan. Is it small? I can't help it I usually control the amount of buds, so I'd better be sensible.
Finally, to sum up, Alipay's flower garden quota can be improved and changed. As long as you keep your account active and keep your promise, it will improve. There are also ways to increase the amount of Alipay flowers. I personally spend a small amount of money every month. If you have different opinions, you can leave a message below and discuss it together!