1. If a car crashes into a house, you can first settle the matter criminally with the perpetrator; if you cannot resolve the matter through negotiation, you can sue the owner or driver of the car that caused the accident, as well as the insurance company of the vehicle that caused the accident, and demand compensation for the losses.
2. Paragraph 2 of Article 117 of the General Principles of the Civil Law stipulates: If the property of the state, the collective, or the property of others is damaged, it shall be restored to its original state or compensated at a reduced price.
3. Article 2 of the Tort Liability Law stipulates: Anyone who infringes upon civil rights and interests shall bear tort liability in accordance with this law.
The civil rights and interests referred to in this law include the right to life, health, name, reputation, honor, portrait, privacy, marital autonomy, guardianship, ownership, usufruct rights, and guarantees Personal and property rights such as property rights, copyrights, patent rights, trademark exclusive rights, discovery rights, equity rights, inheritance rights, etc.
4. Article 76 of the "Road Traffic Safety Law" If a traffic accident involving a motor vehicle causes personal casualties or property losses, the insurance company shall provide compensation within the liability limit of the compulsory third party liability insurance for motor vehicles. Compensation; for any deficiency, the liability for compensation shall be borne in accordance with the following provisions:
(1) If a traffic accident occurs between motor vehicles, the party at fault shall bear the liability for compensation; if both parties are at fault, the liability shall be borne by the party at fault according to their respective faults. share responsibility in proportion.
(2) If a traffic accident occurs between a motor vehicle and a non-motor vehicle driver or pedestrian, and the non-motor vehicle driver or pedestrian is not at fault, the motor vehicle party shall bear the liability for compensation; there is evidence to prove that the non-motor vehicle driver or pedestrian is not at fault. If the motor vehicle driver or pedestrian is at fault, the liability of the motor vehicle party shall be appropriately reduced according to the degree of fault; if the motor vehicle party is not at fault, the liability for compensation shall not exceed 10%.