1. It is strongly not recommended to do this, as you will bear the corresponding legal risks. Because if the other party uses these bank cards to engage in illegal activities, the legal responsibility of the card owner will be investigated by law, and if others obtain your bank card and U-shield, they can use your bank card to make purchases, loans, pledges, etc., resulting in The consequences will also be borne by you.
2. Paragraph 2 of Article 45 of the "Measures for the Management of Settlement Accounts of the People's Bank of China" stipulates: Depositors shall not rent or lend bank settlement accounts, or use bank settlement accounts to obtain bank credit.
3. If you lend it to the other party and use it to launder money, commit drug crimes, organized crimes of a mafia nature, terrorist activities, smuggling, corruption and bribery, disrupting financial management order, financial fraud, etc., You are equivalent to an accomplice and will be jointly and severally liable.
4. The penalty provisions are: the proceeds from the above crimes and the proceeds thereof shall be confiscated, and the person shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or solely be fined not less than 5% and 2% of the amount of money laundered. A fine of not less than 10% shall be imposed; if the circumstances are serious, the person shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined not less than 5% but not more than 20% of the amount of money laundered.
5. If a unit commits a crime (involving the transfer of company property, embezzlement of duties, etc.), the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be sentenced to fixed-term imprisonment of not more than five years or Criminal detention; if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years.
Extended information
"RMB Bank Settlement Account Management Measures"
Article 65
Depositors use bank settlement accounts, The following behaviors are not allowed:
(1) Violating the provisions of these Measures by transferring corporate funds to personal bank settlement accounts.
(2) Withdrawing cash in violation of the provisions of these Measures.
(3) Use opening a bank settlement account to evade bank debts.
(4) Leasing or lending bank settlement accounts.
(5) Transfer funds from bank settlement accounts other than basic deposit accounts, deposit sales revenue, or deposit cash into the unit's credit card account.
(6) Failure to notify the bank within the prescribed period of changes in the legal representative or principal responsible person, depositor address and other account opening information.
If a non-business depositor commits one to five of the above-mentioned behaviors, he or she shall be given a warning and fined 1,000 yuan; if a commercial depositor commits one to five of the above-mentioned conducts, he or she shall be given a warning and fined 1,000 yuan. A fine of not less than RMB 5,000 but not more than RMB 30,000 shall be imposed; if the depositor commits the sixth act listed above, he shall be given a warning and fined RMB 1,000.
Reference materials Baidu Encyclopedia RMB Bank Settlement Account Management Measures