Talk about how insurance can make life better.

One: The breadwinner at home should buy insurance. The economic pillar of the family, a family's source of life depends entirely on him (her), supporting parents, raising children and taking care of relatives. Buying insurance is a responsibility and a love for yourself and your family. Some people say that insurance is unlucky. In fact, I have bought insurance for so many years, so I can live well. Don't be superstitious Insurance is not used to change life, but to prevent life from being changed. Have some money, transfer the risk to the insurance company and get an umbrella for your family. Two: Insurance is a sum of cash. Many successful people are rich, but they can't always spend a lot of money for emergencies. Insurance is a sum of cash that you can take out to support yourself and your family when you need it most.

Three: How to buy insurance. Be sure to find out what protection your family needs most, and then decide where to spend your money. Talk to the insurance broker patiently and then analyze what you need together. Be responsible for yourself. Insurance is not everything. Different insurances have different functions. Don't count on it If you buy an insurance policy, you can cover everything. .

Four: When do you buy insurance? If you haven't bought insurance, you should buy it at once. Many people say that I will buy if I have money. I create wealth first. This is not right. Insurance is not the monopoly of the rich. The less wealthy families need to buy insurance. Insurance is like an umbrella, which can be used urgently in stormy weather. Rich people can buy more; Those who have less money can also buy insurance, do what they can and gradually improve.

Five: Which company's insurance should I buy and from whom? Commercial insurance is similar, and any company will do. Who did you buy it from? Insure with the right person. Buy life insurance from someone you trust. But in any case, you must understand it yourself and communicate patiently. Forget it, you help me arrange it, and I'll just sign and pay.

Six: What is the appropriate amount of insurance and premium? The premium shall not exceed 15%-20% of the total family income. Reasonable arrangement. The amount of insurance varies according to the family burden. The amount of insurance with heavy burden will be large and the premium will increase accordingly. No one's insurance is in place in one step and gradually improved.