What are the financing methods for small and micro enterprises? Please refer to the following methods: (1) Loans secured by intangible assets. According to relevant laws and regulations, intangible assets such as trademark exclusive rights, patent rights, property rights in copyrights can be used as loan pledges things. (2) Natural person guarantee Natural person guarantee can take the form of mortgage, pledge of benefits to be enjoyed, or mortgage plus guarantee. Properties that can be used as mortgage include personal properties, land use rights, transportation vehicles, etc. However, if the borrower repays the loan overdue, the bank will pursue the guarantor's guarantee obligations! (3) Pawn Financing Pawn is a financing method that uses physical objects as collateral and obtains temporary loans in the form of transfer of physical ownership. (4) Comprehensive credit banks will grant credit lines of a certain amount within a certain period to some enterprises with good operating conditions and reliable credit, which can be used repeatedly by the enterprises within the validity period and the limit. (5) Credit guarantee loans Currently, credit guarantee institutions for small and medium-sized enterprises have been established in more than 100 cities across the country. Most of these institutions implement membership management and are public service, industry self-disciplined, and non-profit organizations. (6) House purchase loans: If the company's products have reliable sales, but its own capital is insufficient, its financial management foundation is poor, and it is difficult to provide collateral or seek third-party guarantees, the bank can, based on the sales contract, Purchasers of its products are supported by loans.