The specific transfer method of CCB loan is as follows: 1. Withdrawal from Mobile Banking: Log in to CCB Mobile Banking, click "Quick Loan", "Withdrawal" and "Transfer from Special Account for Quick Loan", and follow the prompts. 2. Online banking withdrawal: log in to CCB Online Banking, click on "Loan Service", "Personal Express Loan" and "Transfer to Special Account", and follow the prompts. 3.ATM withdrawal: after inserting the card, select "fast loan business" on the main page, and then select the special account for fast loan to withdraw money. 4. Counter withdrawal: Take your ID card and bank card, and go to any outlet of CCB to go through the fast loan withdrawal procedures. With regard to CCB: 1, China Construction Bank (hereinafter referred to as CCB or CCB, formerly known as People's Construction Bank of China) has 14 and12/branch offices (20 12) in China and branches in Hongkong, Taiwan Province and Melbourne. 2. China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country. 20 13 At the end of June, its market value was176.7 billion US dollars, ranking fifth among the listed banks in the world. 20 14 On May 8th, Forbes Global 2000 list was released, and CCB ranked second in the world. 3. In March 2020, it was selected as one of the top 500 global brands in 2020 13. On May 3rd, 2020, 18, Forbes released the list of the top 2000 global enterprises. China Construction Bank ranked second. In June 2020, China Construction Bank applied for 94 patents in the "TOP 100 of Global Financial Technology Patents in 2020", ranking 2 1. In July 2020, China 100 ranked second as the most valuable brand 2020. 202 1 year, ranked 25th in Fortune Global 500 list. On August 10, 2020, the latest Fortune Global 500 list was released, and China Construction Bank ranked 30th. 202 1 Among the 40 Fortune China 500 companies with the highest net profit, China Construction Bank ranked 10. Operating environment: vivo mobile phone: Y938. 1.0 CCB: 5.5.9.002.
Second, the advantages and disadvantages of China Construction Bank's loan to China and Germany
There is no cooperation agreement between Sino-German Bank and China Construction Bank. In fact, it is a small bank, which makes a living by financing. For example, don't you want to repay the loan in advance? Why don't you give him the money or give it back to you every month and then give you some benefits, and he will invest the money you want to pay back in advance (generally, it takes more than 10 years to borrow. He just uses other people's money to invest in products with higher income than the loan interest rate, and the part that exceeds the loan interest rate is deducted from you, which is the income of his failure. But the problem is, you must ensure that it can continue to run. Once a large-scale investment fails or for various reasons, I have always been conservative as a bank. People are different. My colleagues like to take risks. It's your choice.
There is no dispute that the loan interest rate of Sino-German Housing Savings Bank is much cheaper than the mortgage and provident fund loans of other banks. But the problem is that many real estate developers do not support the loan payment method between China and Germany. In that case, you won't be able to borrow the money you have accumulated for several years (of course, if this happens, they will advise you to "change the contract". In fact, this is just a cover-up, which is actually unfavorable to depositors. To be precise, when you sign the contract, they know that you may not be able to borrow money because you are young, but they will still tell you what to do. Moreover, the sample contract does not explicitly stipulate that all developers support it. If they can't lend, they won't bear any responsibility for breach of contract. They will only let you transfer the contract.
Three, for the fast loan of China Construction Bank, how to withdraw the loan?
Is there a quota?
4. How can CCB express loan be transferred to someone else's account?
After applying for quick loan from CCB successfully, the loan amount will not be directly paid to the user's CCB debit card account, but directly paid to a special quick loan account. Users can only use the limit of fast loan for consumption through the special account for fast loan. Under normal circumstances, CCB's fast loan quota cannot be directly transferred to others from the special account for fast loan.