According to the survey report on the prospect of providing for the aged in China, most people believe that they will have a comfortable life of providing for the aged. On the basis of not considering investment, young people (under 35 years old) think that they need at least 6,543,800+0,630 yuan in savings to enjoy a comfortable old-age life.
So, how do you accumulate savings above 163 from the age of 30 to retirement?
Investment awareness and strategy are very important.
1. Establish awareness of investment and savings.
Without investment awareness, you can't save money, or the speed of saving money can't keep up with the speed of inflation.
2. Portfolio long-term investment.
Because of the low savings income, we need to allocate some long-term investments to help us, such as annuity insurance, other types of insurance products, investment in fixed assets or securities markets, etc. , and flexible configuration, control risks and maximize benefits.
The goal of 65,438+0,630,000 is difficult, but the most difficult thing is our own investment and financial management concept. On the one hand, our current income affects our deposits, but we can actually and effectively improve this situation by investing. If we have a big goal, we are blind and confident, and it will be meaningless if we don't act.
The pension platform believes that the way of providing for the aged should be suitable for you, and you should do what you can, and don't lower your current living standard for future life. The gain is outweighed by the loss.