Hello, new plant variety rights belong to intellectual property rights and are important intangible assets of enterprises.
On January 11, Jiu Shenghe Seed Co., Ltd. used the new plant variety rights as pledge and obtained a 50 million yuan pledge loan for the new plant variety rights from the Changji Branch of the Agricultural Bank of China.
“In the past, when going to banks for financing, fixed assets were given priority as collateral, and the choice of other security methods was smaller. For agricultural companies, the most valuable thing is actually the right of new plant varieties. This time, the Agricultural Bank of China used The new plant variety rights were used as collateral to apply for loans for the company, which fundamentally solved the company's financing difficulties," said Liu Ting, director of the business and investment department of Jiu Shenghe Seed Industry Co., Ltd.
It is understood that Jiu Shenghe Seed Industry Co., Ltd. is a joint-stock enterprise integrating the breeding of new varieties of wheat, cotton and corn, seed production and processing and marketing services. It has the " National Breeding, Breeding and Promotion Integrated Operation License", with total assets of nearly 1.2 billion yuan, and was rated as a national "Key Leading Enterprise in Agricultural Industrialization" by the Rural Industry Development Department of the Ministry of Agriculture and Rural Affairs. It has 56 crop varieties with independent intellectual property rights.
The Changji Branch of the Agricultural Bank of China learned that Jiu Shenghe Seed Industry Co., Ltd. was in urgent need of a large amount of funds to purchase seeds, but it encountered difficulties in financing due to insufficient mortgages such as houses and land. “Based on an in-depth understanding of our customers’ investment and financing needs for agricultural science and technology innovation, we developed a personalized guaranteed financing plan based on the new plant variety rights they owned, and studied the information required for the pledge of new plant varieties. Finally, on January 8 On the same day, I received the news that the Ministry of Agriculture and Rural Affairs and the professional review agency had passed the joint review and received the "Pledge Registration Certificate," said Jiang Yimei, account manager of the bank.
It is reported that the shortage of funds has always been a major problem plaguing the development of small and medium-sized enterprises, especially technology-based small and medium-sized enterprises, which are in the contradiction of having technological advantages but no financial support, and their development is restricted. Patent pledge loans undoubtedly open up a new financing channel for small and medium-sized enterprises that focus on innovation, effectively solve the problem of corporate capital turnover difficulties, revitalize the company's intangible assets, and enable the patent rights obtained by the company to play a real role. value; for banks, it is also a useful attempt to innovate financing models.
The implementation of the new plant variety right pledge loan business of Jiu Shenghe Seed Industry Co., Ltd. marks the success of the country’s first new plant variety right pledge loan, opens up a new financing guarantee channel, and enriches the Agricultural Bank of China’s Types of rights pledge business of Changji Branch. The relevant person in charge of the bank stated that the Agricultural Bank of China Changji Branch will actively promote product innovation and business transformation, highlight product innovation capabilities and financial service advantages that support the new economy, and provide more high-quality enterprises with efficient and convenient financial services.
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