Foreign credit card

What are the international credit cards?

What kinds of international credit cards are there?

Visa, MasterCard, American Express and Japan JCB are all international credit card organizations.

At present, dual-currency credit cards issued by domestic banks usually have the logo of more than one institution.

In other words, it can be used internationally.

You can also call an international credit card.

If you want to apply for a pure card, such as a one-yuan card or an ingot card.

You can go to the Bank of China,

They can apply for pure credit cards.

I hope I can help you.

What kind of international credit card is the best for domestic banks? It means visa.

It seems that no credit card meets this requirement. I know there are only three kinds of highest coins ~ and they are all for platinum customers, that is, the credit line is more than 20w. Most banks have dual-currency credit cards, such as USD/RMB, China, CITIC, Minsheng and China Merchants. There are fewer other currencies, and a few have Japanese yen. However, the credit cards of foreign banks should be designed like this. You can ask Citigroup Standard Chartered. But there is no transfer fee ~ impossible! In fact, what you are talking about is the automatic purchase of foreign exchange for repayment, that is, the repayment of RMB deposits requires a handling fee, and there is no exemption. As for visa, it can't be consumed in China. It depends on whether there is a UnionPay. Without UnionPay, you can't spend it on the domestic UnionPay general pos, but it is generally a visa UnionPay general card in China.

As for the handling conditions, it is very simple: provide the income certificate issued by the company with the company's financial seal or official seal, and provide the certification documents of the RV if there is a house or a car.

Which banks can apply for VISA international credit card

Hello! China merchants bank can apply for VISA international credit card.

Credit card application conditions: the applicant must be 18~60 years old (foreigners are 25~60 years old), have certain economic ability and have a good credit record. Please refer to the actual audit of our credit card application results. Information: our credit card application, copies of the front and back of the ID card, and the work certificate issued by the unit.

In addition, it is helpful to improve the credit limit by providing the following information, such as: a copy of the running list of China Merchants Bank's savings account in the past three months; Original proof of asset balance of wealth management account opened by China Merchants Bank; A copy of the property ownership certificate (including my name), and a copy of any water, electricity and coal invoices of the property in the last 3 months; A copy of my driver's license.

I suggest you go directly to the outlet to handle it. You can check the address, savings phone number and business hours of each business outlet through our website. Method: Please log on to the credit card website cc.cmbchina/,, click "service outlets" in the upper right corner, and select the city you need to inquire from the drop-down box.

How to apply for an international credit card?

Welcome to apply for BOC Great Wall International Card. The following application guide will give you a comprehensive introduction to the application method of BOC Great Wall International Card, hoping to help you solve all the problems encountered in the application process and help you get BOC Great Wall International Card faster.

What kinds of BOC Great Wall International Cards are there?

There are many kinds of BOC Great Wall International Cards issued by China Bank. You can choose the appropriate credit card type according to your personal needs.

The Great Wall International Card of Bank of China is divided into VISA and MasterCard by brand.

The Great Wall International Card of Bank of China is divided into platinum card, gold card and ordinary card according to the credit rating.

Bank of China Great Wall International Card is divided into personal card and business card according to the issuing object.

BOC Great Wall International Card can be divided into USD card, HKD card, Euro card and GBP card according to the currency of settlement. USD card is suitable for going to North America, EUR card is suitable for going to the euro zone, GBP card is suitable for going to the UK, and HKD card is suitable for going to Hong Kong. You can choose one of them as the payment currency, and then use the corresponding currency or RMB to purchase foreign exchange for repayment. BOC Great Wall International Cardholders can enjoy various preferential and exclusive services provided by China Bank.

Who can apply for the Great Wall International Card?

All China citizens who have reached the age of 18 and have full capacity for civil conduct, foreigners who have the right of abode in China and compatriots from Hong Kong, Macao and Taiwan can apply for the Great Wall International Card, and can apply for supplementary cards for their spouses, parents or economically dependent children who have reached the age of 18, with a maximum of four supplementary cards.

How to fill in the application form?

You can get it from the bank or download and print an application form to fill in.

You need to fill in the application form in block letters with a blue or black pen and sign the contract. If you choose automatic transfer for repayment, you must provide your current all-in-one savings account with China Bank.

Why do you need to write an application form in detail?

When filling in the application form, the bank requires you to fill in the ID card, characteristic information, contact telephone number and other items. In order to prevent risks in time, protect your interests when your card is stolen or fraudulently used.

What do I need to do after filling out the application form?

The application form, my ID card and a copy of the ID card of the supplementary card applicant (or a copy of the passport, a copy of the foreigner's residence permit in China, a copy of the Hong Kong, Macao and Taiwan compatriots' home visit permit, and a copy of the local ID card) shall be submitted to the local China Bank, and deposits received shall be required by the bank. The contact person should be a person with local household registration, ID card and unit.

What is a credit line?

The credit limit of BOC Great Wall International Card is the loan use limit approved by the bank according to your credit status, and the credit limit can also be determined according to your deposit in the bank. The minimum credit limit of an ordinary card is $500 and HK$ 4,000.

What is an international credit card?

Then here is a definition of international credit card: generally speaking, international credit card refers to credit cards that support VISA and MASTERCARD networks, and credit cards of UnionPay, American Express and other networks also have certain regional coverage and some characteristics of international credit cards.

If you really need an international credit card with wide coverage, please choose VISA online credit card. At present, all domestic banks that can issue credit cards will support VISA online credit cards. When you apply, you can make special instructions to bank customers and tell them that you want to apply for a VISA card.

What kinds of international credit cards are there?

Look down there. . .

What kind of credit card can be swiped abroad

Famous credit card international organizations and famous credit card companies

1. visa (visa)

2. MasterCard

3. Diners Club

4.american express card

5. Excavator

Visa and MasterCard are international credit card organizations, which do not issue cards themselves, but are issued by the banks of the member institutions of the agreement. Major domestic banks have basically joined these two organizations.

Credit cards issued by domestic card-issuing banks are dual-currency credit cards in RMB and USD. You are free to choose the credit cards issued by the member institutions of MasterCard or Visa.

From the practical point of view, there is almost no difference between the two. You can swipe your MasterCard almost anywhere you can swipe your Visa card overseas.

In addition, you don't need to pay the currency conversion fee when you use the UnionPay network to swipe your card in Singapore, and you don't need to purchase foreign exchange when you return to China to repay in RMB.

What's the difference between credit card UnionPay and visa?

UnionPay is a bank card organization in China. We can rely on UnionPay to make cross-bank withdrawals in China and spend money at any merchant. Some foreign countries support the withdrawal and consumption of UnionPay, such as Singapore and New Zealand.

VISA is one of the two largest credit card organizations in the world. Its function is equivalent to UnionPay, but its scope of use covers the whole world. There are VISA merchants and ATMs all over the world. When we go abroad, we can usually use Visa where there is no UnionPay.

The difference lies in different bank card issuers. The pros and cons of using it are: there are many POS and ATMs supporting UnionPay in China, and many in Europe support VISA.

How to use international credit cards abroad?

I suggest you search it. Credit card payment is very convenient.

What kind of credit card is better for studying abroad?

Can't directly say which bank, such an answer will be rejected by Baidu.

Common international credit cards generally have two settlement accounts, one RMB account and one account, so they are also called dual-currency credit cards. Dual-currency card accounts are mostly in US dollars, and overseas transactions are mainly settled in US dollars through international organizations. Another international card is a single currency card, which has only one account, that is, all transactions are settled accordingly.

At present, China Bank has Great Wall International Euro Card, Great Wall International Sterling Card and Bank of China JCB dual-currency card, which is one of the banks with relatively more account choices. In addition to RMB-USD dual-currency cards, ICBC and CITIC Bank also have RMB-HK-Dollar credit cards, among which ICBC also has Euro international cards. It depends on your own choice.

How to use foreign credit cards in China?

Credit cards processed overseas need to be used in specific stores or POS machines in China. For example, credit cards issued by card issuers such as VISA, MasterCard and JCB must be used on POS machines with logo channels in China.

Cards issued by members (banks) of international card-issuing organizations can be signed by the special agent of the organization. This kind of card is called an international card. The six major credit card organizations in the world are VISA, MasterCard, AmericanExpress, UnionPay, JCB and DinersClub. Except UnionPay and JCB, the other four major credit cards originated in the United States. JCB works well in Japan. Although JCB is also an international card, some online shopping does not accept JCB.

Usually, international credit cards use US dollars as the settlement currency. Use UnionPay card to debit RMB overseas, and settle in RMB without purchasing foreign exchange for repayment. Almost all bank cards with the "UnionPay" logo used daily in China can be used overseas.

International credit cards can be used for overdraft (consumption first and repayment later). Visa and MasterCard are the common credit card brands in the world, and major domestic commercial banks also have international credit card business, so it is convenient to handle credit cards at the bank counter. International credit card deposits have no interest.

When both RMB account and USD (or HK$) account are opened in the card, you can not only swipe your card at home, deposit and withdraw cash at ICBC's national outlets or UnionPay ATMs, but also use or withdraw local currency at merchants designated by VISA, master card or AmericanExpress cards and ATMs marked with VISA, MasterCard or American express cards, so as to enjoy the preferential exchange rate of international credit card organizations and reduce exchange losses and troubles.

RMB account and account (USD or HKD) have their own credit limits, which do not affect each other. In addition, the US dollar account can be used for shopping on foreign websites, and the unique online transaction switching function of Peony International Card fully guarantees your card safety.

What are the international credit cards?

What are the international credit cards? International credit card is a card issued by the bank in conjunction with the international credit card organization to people with good credit, and it is very beneficial to friends who travel abroad for overdraft consumption on a global scale. Let me tell you something about international credit cards.

What are the international credit cards 1?

1. What is an international credit card?

International credit card is a kind of card issued by banks and international credit card organizations to people with good credit standing, which can be overdrawn worldwide. At the same time, this card is also used to confirm the identity of users on the international network.

Two. Overview of international credit cards

Cards issued by members (banks) of international card-issuing organizations can be signed by the special agent of the organization. This kind of card is called an international card. As we all know, the three major international organizations VISA, MASTER and JCB. VISA has the highest market share, followed by MASTER and JCB, but JCB is very easy to use in Japan, but not necessarily in other places. Although JCB is also an international card, some online shopping does not accept JCB.

Usually, international credit cards use US dollars as the settlement currency, and international credit cards can be overdrawn (spend first and then repay). The common credit card brands in the world mainly include Visa and MasterCard. Major domestic commercial banks also provide international credit card services, so you can easily apply for a credit card at the bank counter. It should be noted that international credit card deposits have no interest.

Third, the characteristics of international credit cards

1, ICBC Peony International Credit Card

2. China Agricultural Bank Jinsui Credit Card Dual Currency Card

The dual-currency credit cards issued by ABC are Visa and MasterCard. In addition, featured cards include Jinsui Platinum Card, Jinsui International Travel Card and MasterCard HNA Co-branded Card. The dual-currency card has two accounts, RMB and USD, and both accounts enjoy a credit line. Overseas non-UnionPay POS consumption and overseas ATM withdrawal use US dollar accounts, and there is no handling fee for consumption. For cash withdrawal, the handling fee is charged at 3% of the transaction amount (minimum $3). If the local currency is not USD, you need to pay the international settlement fee. Visa is 1% of the transaction amount, and MasterCard is 1. 1%。

3. BOC Great Wall International Card

There are four kinds of chip (EMV) credit cards that meet international standards: USD, HKD, EUR and GBP. It can be spent by more than 29 million VISA or MasterCard merchants in 256 countries and regions around the world, and can also be withdrawn from member banks, and can also be used at ATMs marked with "PLUS" or "CIRRUS" around the world. In addition, you can also pay related fees online.

4. BOC Great Wall International Zhuojuan Card

Credit cards, products, services and discounts specially designed for international students take care of the needs of international students. Zhuojuan Card has two options: Euro Card and Sterling Card. Parents can pay their children's living expenses for studying in China through various repayment methods.

5. China Merchants Bank Dual Currency International Credit Card

China Merchants Bank has a variety of dual-currency international credit cards, among which airline credit cards have cooperation with many airlines. For example, China Merchants Bank and All Nippon Airways jointly launched ——ANACard, the first foreign airline joint credit card in China. Credit card consumption can accumulate mileage; With this card, you can get up to 2 million yuan of aviation accident insurance if you pay the full plane ticket or 80% of the tour fare.

6. CITIC dual-currency credit card

Citic dual-currency credit cards (RMB and USD, RMB and HKD) can be used by more than 27 million merchants with VISA logo around the world, and can also be used to withdraw money from more than 700,000 ATMs around the world 24 hours a day. CITIC Credit Card also provides aviation accident insurance with a maximum of150,000 yuan, and the "400" Mandarin global customer service hotline provides 24-hour free service.

7. CCB Business Travel Series Dual Currency Credit Card

Many credit cards such as China Eastern Airlines Dragon Card, Shenzhen Airlines Dragon Card and Mango Travel Dragon Card in CCB Business Travel Series are dual-currency credit cards. For example, China Eastern Longka is an aviation joint credit card jointly issued by CCB and China Eastern Airlines. This card is a combination of Longka dual-currency credit card and Oriental Miles membership card. In addition to accumulating Oriental Miles points, you can also receive high aviation accident insurance. If the domestic flight of China Eastern Airlines is delayed for more than 4 hours, it can also receive flight delay insurance and baggage delay insurance.

8. Bank of Communications dual-currency credit card

In the form of main card and supplementary card, it is universal and there is no handling fee for consumption. The longest interest-free period is 56 days, and you can also withdraw cash urgently abroad. I will send you the child's consumption bill on time every month, and I can also open a banking service. The consumption details of each child will be sent to your mobile phone in the form of SMS at the first time. If you lose your credit card, you should immediately call 86-4008009888 to report the loss overseas to avoid loss.

Fourth, matters needing attention

1. Adjust the credit card limit.

Under normal circumstances, the credit card limit given by the bank is relatively large. For example, my credit card limit is close to 20 thousand yuan, which is generally not needed. In case the credit card is lost, it will cause a lot of unnecessary losses. Therefore, individuals can manually adjust the credit card limit, for example, setting a limit in the credit card limit adjustment of China Merchants Bank Online Banking Professional Edition, so that the credit card consumption limit is within this limit, and the risk is much less. When you need more credit cards, you can modify them manually.

2. Turn off the ATM withdrawal function of the credit card.

It is basically useless to withdraw money from ATM by credit card, and the interest rate is surprisingly high. Once the credit card is stolen, it will bring greater risks. It is suggested to turn off the cash withdrawal function of the credit card.

6. Which is safer, signature or password?

Taking signature as proof of credit card consumption is the mainstream of international banking. From the security point of view, this kind of credit card can be consumed only by signing, especially through online banking. Generally, as long as the cardholder's name, credit card expiration date and inquiry password are known, it may be stolen. Therefore, many cardholders in China think that passwords are more secure than signatures. However, the use of passwords also has some disadvantages, that is, the responsibility of keeping passwords is passed on to cardholders, which means "at your own risk". Once a credit card is fraudulently used, the rights and interests of the cardholder who uses the signature can often be better protected and compensated.

What are the international credit cards?

1 visa

Visa card has also been translated into Visa, Visa, Cai Huika and Visa. It's a credit card brand. 1959, bank of America began to issue American bank cards in California, and 1976 began to issue Visa cards. 1977, "Visa" was officially regarded as the symbol of the organization and was called the Visa international organization. VISA card is a credit card issued by Visa International with the ending of 1982. It can be accepted at more than 29 million merchant trading points around the world, and cash can be withdrawn from1800,000 ATMs, which is infinitely convenient.

2. MasterCard

Mastercard international established an internationally accepted credit card system in the late 1950s and early 1960s, and it immediately became popular all over the world. 1966, the interbank association was established. 1969 The Bank Card Association purchased the patent right of MasterCharge, and unified the credit card name and style design of each issuing bank. In the following ten years, MasterCharge's original name was changed to MasterCard.

3. American Express

Since 1958 issued the first American Express card, up to now, American Express has issued American Express cards in 49 currencies in 68 countries and regions, building the world's largest self-contained special merchant network with more than 60 million high-quality cardholders. American Express Company was established in 1850, and its initial business was to provide express service. With the continuous development of business, American Express took the lead in launching traveler's checks at 189 1, mainly for high-end customers who travel frequently. It can be said that American Express has served high-end customers for a hundred years, and accumulated rich service experience and a huge group of high-quality customers. There are Peony American Express Card, China Merchants Bank American Express Card, CITIC American Express Card, Great Wall American Express Card and Minsheng American Express Card.

4. Dinner Club

Diner's Card was founded by entrepreneur FrankMCMamaca on/1950. This is the first plastic payment card, and eventually developed into an international credit card. 198 1, Citigroup, the holding company of Citibank, the largest retail bank in the United States, accepts DinersClubIntenational card. The main advantage of Diner's Card Company is that it has increased its sales in underdeveloped areas and consolidated its strong position in the credit card market. The company strengthened its position in the international market by forming a reciprocal agreement between Dalai's cash exchange network and ATM network.

China Industrial and Commercial Bank launched the first Dalai brand RMB/USD dual-currency card in Chinese mainland.

5. JCB (Japan Credit Bureau)

JCB card is a universal international credit card. It is a credit card jointly issued by Mitsui Bank of Japan, Nobuyuki Bank of Japan, Mitsui Bank, Concord Bank and Daiwa Bank at 196 1. The credit card (20 13) has been issued and circulated in 190 countries and regions around the world. They are the top five international credit card brands and the only international credit card brand originating from Asia.

JCB pays special attention to China, South Korea and other countries and regions. In China, nine banks have issued JCB credit cards, including China Bank, Shanghai Bank, China Everbright Bank, China Minsheng Bank, China Merchants Bank, Shanghai Pudong Development Bank, Ping An Bank, China Construction Bank and China Industrial and Commercial Bank. The number of cardholders has exceeded 5 million.

What credit card should I apply for when going abroad?

1. It is actually possible to apply for a credit card abroad and spend money abroad with a domestic UnionPay credit card, but the main card organizations abroad are visa and MasterCard, so most merchants do not have the conditions to apply for UnionPay cards.

2. In fact, at present, all major banks in China have launched credit cards: all-currency credit cards to facilitate the majority of cardholders to spend abroad. All-currency credit card holders can spend money at any foreign merchant and automatically convert it into RMB after spending. Just pay back according to the RMB bill, which saves the cardholder a lot of trouble.

3. It is recommended to use China Bank's all-currency international chip card-BOC EMV Gold Card, which is free of annual fee for life. No matter when, where and in what currency, the currency exchange fee for cross-border transactions will be reduced or exempted, and the preferential strength is 65438+ 0.5% of the transaction amount.

4. After opening the global transaction bookkeeping function of RMB, all transactions will be automatically purchased in RMB, and only repayment will be made in RMB according to the bill. If this function is turned off, you need to purchase foreign exchange for repayment manually.