A trademark is like a business card. Many small and medium-sized enterprises have good intellectual property rights, but they have no development funds. At this time, if we can take the intellectual property as a building to get a bank mortgage loan, our enterprise can survive and have greater development prospects. Otherwise, our enterprise is likely to come to a dead end, director Ma said. In fact, this is a way of monetizing intellectual property rights. The essence of monetization of intellectual property rights is the realization of economic value. Intellectual property has other values, such as technical value, institutional value and cultural value, which should be realized in the economic society. The value of today's forum mainly involves economic value, and the realization of intellectual property economic value is the proper meaning of pledge financing. To do a good job of intellectual property pledge financing, sometimes it needs many factors to determine its value, among which the main factors are the quality of intellectual property itself, the way of intellectual property protection, the formation of pledge financing in the whole society and the atmosphere of intellectual property protection in the whole society, which all determine whether the value of intellectual property can be fully realized. The first intellectual property that can be used for pledge financing is high-quality intellectual property. What is the quality of intellectual property? Director Ma said that as far as patents are concerned, it has two meanings. One is the stability of patent, which is the most important significance of patent quality. It can be expressed by valid patents, and the stability of an enterprise's patents can be measured by the percentage of patents that are still valid in an enterprise. Secondly, the second meaning of patent quality is the technical content of patent, which can be expressed by invention patent.
For invention patents over five years, the patentee survival rate is 46. 1% in China, 8 1.2% abroad, only 4.5% in China and 23.6% abroad. As can be seen from the data, the stability of domestic creditors is far less than that of foreign creditors.
The level and intensity of intellectual property protection also determine the value of intellectual property. The higher the intensity and level of protection, the greater the value. Intellectual property rights that are not protected by intellectual property rights must have zero value. Over the years, China has implemented a parallel intellectual property protection model of judicial protection and administrative protection. It is hoped that this protection mode can realize all-round, effective and reasonable system protection of various intellectual property rights. The protection of intellectual property rights should be adapted to the level of economic development, and the more developed areas, the more it should be strengthened. Compared with judicial protection and administrative protection, administrative protection has the advantages of initiative, convenience, low cost and high efficiency. And judicial protection will not take the initiative to find you, wasting time and money.
The key to realize the value of intellectual property rights is to cultivate the intellectual property processing market including small and medium-sized enterprises and financial institutions. For small and medium-sized enterprises, the premise of realizing the value of intellectual property rights is to provide high-quality intellectual property rights. If insurance companies can get involved in intellectual property pledge financing, this work can be promoted more effectively. Intellectual property pledge financing needs a good environmental atmosphere, which, in a sense, is a kind of honest cultural atmosphere.