The two parties just need to negotiate. Whether to repay it with interest or convert it into shares, it is best to take it out first. And you should pay bank interest for the same period
1. Benefit distribution, as a business principle, is to maximize your own interests. The premise is to obtain the consent of the other party and reach a consensus. For example, if you are an investor, you can take whatever amount you want others to take, as long as the other party agrees to work with you. In turn, the request you make must be considered cost-effective by the other party before they will cooperate with you.
2. Second, it depends on what kind of business you are investing in, whether the risk is high, and what the risk is. If the risk of losing money is high, the investor must take the majority share.
3. It depends on whether the business you do has high technical requirements, high management ability requirements, and high human network resource requirements. The most valuable thing for an operator, and what is worth bargaining for, is his own ability, including his own network resources (that is, the product sales market), technology and team, and management capabilities. If the management side can also come up with core patented technologies to invest in shares, then the distribution of interests will be tilted towards the operators, who will play a decisive role and account for the majority of the interests.
4. How much money is invested is also critical. How can investing 20,000 yuan be the same as investing 20 million yuan? With an investment of 20,000 yuan, you can say you have made money. Excluding operating costs, it is split half and half. If you lose money, share it in half. Do you still say that about a 20 million project? The investor will definitely not agree, right?
5. How long is the introduction period of the investment project. After he invests, how long do you plan to make a profit? Is it a project that will make money immediately, or a project that will take 3 months, half a year, one year, two years, 3 years, or 5 years? The longer the time period, the more uncertain factors. , the greater the risk.
6. Are there any policy risks or legal risks in the business you invest in? If the cycle is long and local or national policies change, not long after the project is started, the policy will not allow it to be implemented. Such as mining, paper making, etc. Legal risks include violations of society, public interests, environmental pollution, etc. At first, the local government launched an investment project to attract investment. After a few years, it was felt that the project affected environmental pollution and should be withdrawn. Perhaps the project is illegal to begin with, or falls in a gray area. Whether and how big the legal risks are should be considered.
7. If you have patented technology, you can find an appraisal company to do asset appraisal and buy shares. If you have ready-made factories, warehouses, equipment or a ready-made team, you can also find an appraisal company to do asset appraisal and convert the assets into shares. There is nothing. It is best to buy an industry-related patent for asset evaluation and invest in shares. Now registered companies can subscribe and the term can be filled in after you have been a hundred years. In fact, it is 0 investment. It seems very convenient, but in fact it is a pit. If All shareholders have subscribed capital, which is nothing. But where does the company's operating capital come from and who contributes the operating capital? If he does not count it as subscribed capital, then he is too stupid. If the company has subscribed capital and paid-in capital, the shareholders who subscribed the capital do not have the right to dividends. They are just nominal shareholders. Only the shareholders who paid the capital have the right to dividends. As one of the founders and promoters of a company, it is safest to make a paid-in investment. If you don’t have funds, you have to find a way first. Buy a patent (or other intellectual property rights) and it will cost you a few million.
8. There are two parts to raising funds for starting a business: borrowing and investment. Some friends may not approve of your project, but out of kindness, they will lend you money to start a business without writing an IOU. Just think of it as a donation. If you fail, you won't be expected to pay back the money. Unless he is also in trouble, he will chase you to pay back the money. But the fact is that if you succeed in starting a business and the business becomes bigger later, because you have no proof, he will be jealous and count the loan as investment and share shares with you. Although it was difficult for you at the beginning, he invested too little, but now you share so much He was unwilling to give in, and he was unwilling to give in. In the end, he had no choice but to go to court. For this reason, brothers must settle accounts clearly and must establish written documents. A loan is a loan and the interest and repayment methods are agreed upon; a shareholding is an investment. If the business fails, the money will be gone. No matter how big the business is if it succeeds, he should also be a part of it to avoid wrangling. . Never act out of emotion. When gentlemen make verbal agreements, it will be difficult to discern the truth in the end.
Both the capital side and the operator have business considerations, they all have to be integrated, and everyone can reach an agreement and form a common understanding. Therefore, if you don’t explain the project clearly, it’s hard for the consultants to come up with ideas, and basically they won’t be used. In addition, it is recommended that a cooperation agreement must be signed for cooperation. The content of the agreement must be legal and the signing process is legal, otherwise it will be invalid.
In case there is a war of words or a lawsuit later, the agreement is to regulate the rights and obligations of both parties, to restrain each other, and to protect each other.