Can I get a bank loan with a utility model patent?

Utility model patent is one of the three types of patents (invention, utility model and design). Utility model refers to a new invention proposed for the shape, structure or combination of a product that is suitable for practical use. technical solutions.

Utility model patents can be loaned.

Article 79 of the "Security Law" stipulates that if the property rights in trademarks, patents, and copyrights that can be transferred in accordance with the law are pledged, the pledger and the pledgee shall enter into a written contract, and apply for pledge registration with its management department. The pledge contract shall take effect from the date of registration.