1. Open Alipay, go to the homepage, click on City Services, and select Social Security.
2. After entering Social Security, click on the electronic social security card and select Social Security Query.
3. To check the balance and details of the medical insurance card, mainly look at the consumption of the medical insurance account and the transfer of the medical insurance account.
4. Click on Medical Insurance Account Transfer to see the medical insurance card balance and income details.
5. Click on the medical insurance account consumption to see the expenditure details. The drugs reimbursed by medical insurance are specific as needed. Only drugs in the medical insurance catalog can be reimbursed, but drugs outside the medical insurance catalog cannot be reimbursed. Those that are reimbursed include many imported expensive innovative drugs and patented drugs.
So communicate with your doctor before taking medicine. If you want to save money, you should use the medicines in the catalog. If there are some diseases that cannot be treated in designated medical institutions and you want to go to a better hospital for treatment, you must first apply for a referral. Only the referral with complete procedures can be reimbursed; if you do not apply for a referral, it is still very difficult to go there because it was not your choice. Designated medical institutions are still often unable to reimburse. There are often differences in the reimbursement ratio. Generally speaking, the higher the level of hospital you go to for medical treatment, the lower the reimbursement ratio.
Legal basis:
"Social Insurance Law of the People's Republic of China"
Article 2 The state establishes basic pension insurance, basic medical insurance, and work-related injury insurance , unemployment insurance, maternity insurance and other social insurance systems to protect citizens’ rights to obtain material assistance from the state and society in accordance with the law in the event of old age, illness, work injury, unemployment, childbirth, etc.
Article 3 The social insurance system adheres to the policy of wide coverage, basic protection, multi-level, and sustainability. The level of social insurance should be consistent with the level of economic and social development.
Article 4 Employers and individuals within the territory of the People's Republic of China and the People's Republic of China pay social insurance premiums in accordance with the law and have the right to inquire payment records and personal rights records, and require social insurance agencies to provide social insurance consultation, etc. Related Services. Individuals enjoy social insurance benefits in accordance with the law and have the right to supervise the payment of contributions by their units.