It’s just that the platforms are different. For consumers, there’s not much difference. The only thing is that the activities are different. Cloud QuickPass is a new service that uses virtual cards instead of physical cards and supports QuickPass, which is exactly how Apple Pay is used.
Quick Pass is one of China UnionPay’s industrial brands, marking UnionPay’s contactless payment products and used for payment applications such as PBOC2.0 contactless IC cards. Quick Pass represents convenience, speed and new technology, and has the characteristics of fast payment for small amounts. Users purchase goods or services, confirm the corresponding amount, use a financial IC card with "Quick Pass" function or UnionPay mobile payment product, and quickly complete the process with a single wave on a contactless payment terminal that supports UnionPay "Quick Pass" Pay. QuickPass injects new positive, innovative and convenient brand connotations into UnionPay’s image, helping to enhance UnionPay’s overall image.
Generally speaking, the single amount of Quick Pass does not exceed 1,000 yuan, and there is no need to enter a password or signature. The word "flash" comes from lightning, which reflects efficiency and speed; it also reflects the pace of life of young people pursuing convenience and efficiency. The connection between the Q character and the Chinese characters in the design expresses a smooth feeling. The design of the band is a perfect combination with the English letter i, which means high technology and intelligence.
The space around the QuickPass logo is called the restricted area, which is the minimum space required around the logo. As shown in the figure on the right, the light blue range X marks the minimum restricted area.
Apple Pay is an NFC-based mobile payment function released by Apple at the 2014 Apple Autumn New Product Launch. It was officially launched on October 20, 2014.
Apple Pay does not require the use of special contactless terminal equipment and is directly compatible with VISA's PayWave, MasterCard's Pay Pass and American Express's Express Pay. Since its launch, Apple Pay has accounted for 1% of the digital payment market transaction volume. On December 22, 2015, China Merchants Bank announced through its official public account that it would become the first domestic bank to support Apple Pay services. In January 2016, the number of banks supporting Apple Pay was close to 1,000; on February 18, it landed in China and was supported by 19 banks;
On February 20, Shanghai Zhuoqi Technology broke the news in the circle of friends that Apple violated issued its own mobile payment patent and lodged a strong protest. On June 14, 2016, at WWDC 2016, the web version of Apple Pay was officially released.