What should I do if I can't afford intellectual property pledge financing?

1. Negotiate with the lender: If repayment is difficult, you can negotiate with the lender to extend the repayment period or adjust the repayment plan to reduce the burden.

2. Seek other financing channels: You can seek other financing channels, such as bank loans and equity financing, and raise enough funds to pay off the loans.

3. Reduce expenses: You can save money by reducing expenses, such as reducing fixed expenses and optimizing operational processes.

4. Reduce debt: We can reduce the debt pressure by selling assets and reducing debt, thus making it easier to repay loans.

5. Seek legal support: If you can't repay the loan, you can seek legal support, such as applying for bankruptcy liquidation and debt restructuring, to safeguard your rights and interests.