Rongcheng Credit Cooperative loaned 654.38 million yuan, which was cost-effective in three years. The loan in the rural credit cooperatives is 654.38 million yuan, which will be paid off in three years. The three-year benchmark interest rate is 6.65%, a little more than 9%, which should be the interest floating in April: 776 yuan. The interest calculation formula of the bank: the deposit and loan interest rates are uniformly stipulated by the state and promulgated by the People's Bank of China. Lin 'an interest rate, also known as interest rate, is the ratio of interest to principal on a certain date, which is divided into three types: annual interest rate, monthly interest rate and daily interest rate. The annual interest rate is expressed as a percentage, the monthly interest rate is expressed as one thousandth, and the daily interest rate is expressed as one thousandth or one hour.
Second, the loan of Rongcheng Credit Cooperative is 654.38 million yuan, which is cost-effective in several years.
Rongcheng Credit Cooperative loaned 654.38 million yuan, which was cost-effective in three years. The loan in the rural credit cooperatives is 654.38 million yuan, which will be paid off in three years. The three-year benchmark interest rate is 6.65%, a little more than 9%, which should be 40% higher, and the interest rate is 9.3 1%. The monthly interest is 776 yuan. Bank interest calculation method: the deposit and loan interest rates are uniformly stipulated by the state and published by the People's Bank of China. Interest rate, also known as interest rate, is the ratio of interest to principal on a certain date, which is divided into annual interest rate, monthly interest rate and daily interest rate. The annual interest rate is expressed as a percentage, the monthly interest rate is expressed as one thousandth and the daily interest rate is expressed as one thousandth.
3. Which bank has a high time deposit interest rate in 2022?
Banks with relatively high time deposit interest rates in 2022 are Postal Bank, China Construction Bank and Bank of Communications:
1. Postal Bank of China: the interest rate of one-year time deposit is
2.25%, two-year fixed deposit rate 3. 15%, three-year fixed deposit rate 3.85%, five-year deposit rate 3.85%;
2. Bank of Communications: The interest rate of one-year time deposit is
1.95%, the two-year fixed deposit rate is 2.73%, the three-year fixed deposit rate is 3.52%, and the five-year fixed deposit rate is 3.52%;
3. China Construction Bank: The interest rate of one-year time deposit is
2. 10%, two-year time deposit rate is 2.94%, three-year time deposit rate is 3.85%, and five-year time deposit rate is 3.85%.
4. Buying a house requires a loan of 654.38 million yuan. Which is more cost-effective, the loan term of 8 years or 654.38+00 years?
Of course, the shorter the better, the less interest!