Can the business method of financial products be patented?

There are three kinds of patents stipulated in China's patent law: invention patent, utility model patent and design patent.

patent of invention

You may apply for a patent for invention for a new technical proposal or improvement of a product or method;

Utility model patent

You can apply for a patent for utility model for a new technical scheme that is suitable for practical use according to the shape, structure or combination of products;

design patent

A new design that is aesthetically pleasing and suitable for industrial application is made according to the shape, pattern or combination of them, and the combination of color and shape and pattern, and can apply for a patent for design.