Returned overseas students return to China to start businesses.

Beijing, Shanghai and other places will formulate household registration transfer policies for overseas students who have not cancelled their household registration locally or whose origin is not local. Yesterday, the official website of Ministry of Human Resources and Social Security released the Opinions on Supporting Overseas Students to Return to China for Entrepreneurship. It is reported that this is the first time at the national level to make policy provisions for overseas students to return to China to start businesses. At this point, the policy system of returning to work, serving the country and starting a business in China has taken shape. It is clear in the "Opinions" that after being audited by the local human resources and social security department and the public security department, you can settle in the place where you started your business or the original account, or you can restore your account at the place where the original account was cancelled. Among them, Beijing and Shanghai should combine local talent demand, economic and social development level and comprehensive bearing capacity to formulate household registration transfer policies for overseas students who have not cancelled their household registration locally or whose origin is not local. Beijing has also set up special funds for overseas students, mainly in two types: (1) to help overseas students start businesses in Zhongguancun Science Park; (2) the "green channel" for overseas students in Zhongguancun Science Park to start small-sum secured loans; The government support funds indirectly used for overseas students' enterprises mainly include: (1) technology innovation fund for small and medium-sized science and technology enterprises; (2) Technological Innovation Fund Entrepreneurial Project for SMEs. How to obtain venture capital for international students is also a topic that this magazine has been paying attention to. This print will take Beijing as an example and invite Wu Jingmei to discuss related issues of matching funds.

Funding for Overseas Students' Entrepreneurial Enterprises in Zhongguancun Science Park

Small venture capital support will be given to enterprises founded by overseas students with good development prospects, with a maximum amount of 65,438+10,000 yuan.

First, the overseas student enterprises applying for funding must meet the following conditions:

(1) The registered place of the enterprise is in the policy area of Zhongguancun Science Park, and it is recognized as a high-tech enterprise;

(2) The legal representative of the enterprise shall be the returned overseas students. Entrepreneurial overseas students and their teams should have a good background in studying abroad, obtain a master's degree or above in this major, and have certain experience in enterprise work and management;

(3) Enterprises for overseas students applying for venture capital should be founded by overseas students who have recently returned to China (within one year), and the enterprise has not been established for more than 6 months, and overseas students (teams) can only apply for venture capital once; .

(4) The registered capital of an overseas student enterprise applying for venture capital shall be no less than 500,000 yuan in cash assets; The contribution of one or more overseas students accounts for more than 50% of the registered capital of the enterprise, and the cash contribution is not less than 250,000 yuan;

(five) the recommendation unit should be the park management committee, incubation institutions, university professors or celebrities in this field. The recommender or recommendation unit shall sign a clear recommendation opinion, the recommender shall sign it, and the recommendation unit shall affix its official seal.

(6) Submit the Standard Credit Report of Zhongguancun Park Enterprises.

Second, the management of venture capital.

(a) the establishment of Zhongguancun Science Park "Overseas Students Venture Fund" management team, the fund management team's main responsibilities are: responsible for studying and deciding the use of funds; Examining the qualifications of applicants and recommended objects; Determine the amount of enterprise funding, etc.

(2) The fund management team has a fund management office, which is responsible for accepting applications and daily management. The fund management office is located in the entrepreneurial service headquarters of overseas students in Zhongguancun Science Park.

(3) Review once every quarter, and review four times a year * * *, respectively, before March 5th, June 5th, September 5th, June 5438+065438+1October 5th, and hold a fund review meeting around June 5438+00 to determine the funding and quota of overseas students to start new enterprises.

(4) The fund review meeting requires overseas students who are legal representatives in enterprises to make statements and defend themselves at the meeting, and present the original proof of studying abroad (degree certificate, etc.). ). The "green channel" of small secured loans for overseas students in Zhongguancun Science Park.

First, the "green channel" for applying for the qualifications of overseas students.

(1) The registered place of the enterprise is in the policy area of Zhongguancun Science Park;

(2) The legal representative of the enterprise is a returned overseas student;

(three) within five years after the establishment of the enterprise, and obtained the qualification certificate of high-tech enterprise;

(4) The contribution of one or more overseas students accounts for more than 50% of the registered capital of the enterprise;

(five) submit the "credit report of Zhongguancun Park enterprises".

Second, accept the basic requirements.

To apply for the "green channel" for overseas students, its market, technology and management shall meet the following basic requirements:

(a) with independent intellectual property rights, good technological growth and certain market potential;

(two) the main operators and management team have certain project implementation ability and experience;

(3) Having a certain management level and a standardized financial accounting system;

(four) should provide the project feasibility report, business plan and detailed business plan;

(five) should have a full and complete commercial contract and sales agreement;

(6) The legal representative, major business operators and technology holders have good personal credit records and agree to disclose personal asset information and credit status to the guarantor (the guarantor has the responsibility to keep the information of the applicant confidential).

Three. Guarantee period: In principle, the guarantee period of working capital loan shall not exceed one year, and may be appropriately extended under special circumstances, but the longest period shall not exceed two years.

Four. Guarantee amount: the enterprise loan amount is less than 6,543,800 yuan.

Verb (abbreviation of verb) guarantee fee

Annual guarantee rate1%;

The evaluation rate is 0.3%;

The loan is subject to the interest rate policy of the People's Bank of China;

Zhongguancun Management Committee will give 50% loan discount and full premium subsidy to qualified enterprises. The review fee shall be borne by the enterprise itself.

Basic requirements of intransitive verb counter-guarantee: the legal representative, main operator and technology holder of the applicant enterprise shall bear corresponding personal joint and several liabilities.