A new type of financial product that can be used by banks. I wonder if financial products can apply for patent rights.

No. Article 25 of the Patent Law stipulates that no patent rights will be granted for the following items:

(1) Scientific discoveries;

(2) Rules and methods of intellectual activities< /p>

(3). .

. . .

(6). .

Although financial products are "products" in name, they are not products in essence. They only involve rules for human social activities and do not make use of natural forces or natural laws, so they cannot obtain patent authorization.