1. Technical Risk: Digital RMB is realized based on blockchain and cryptography, but both technologies have certain loopholes and attack risks, such as double payment, private key disclosure and malicious attacks. It is necessary to take effective measures to prevent and deal with it.
2. Security risks: The security of digital RMB is also affected by many aspects, such as network attacks, identity authentication errors and operational errors. Unauthorized access to or change of digital RMB account or transaction information will lead to the risk of fund loss or theft.
3. Legal risk: Digital RMB business involves the supervision of many legal policies such as anti-money laundering, anti-terrorist financing and personal information protection. If corporate customers violate relevant laws and regulations, they will bear corresponding legal responsibilities and economic losses.
4. Credit risk: When corporate customers use digital RMB services, they need to choose reliable third-party service organizations and partners to reduce credit risk and transaction disputes.