Defend your rights and interests. It is suggested that the borrower answer the phone in time, show his attitude and explain the reasons. In the case of effective communication between the two parties, emergency contacts are generally not contacted.
If it is only a few days overdue, it will only contact the user. After the user is overdue, the financial department will immediately collect it by SMS, telephone, etc.
Instant Consumer Finance Co., Ltd. ("Instant Consumer" for short) is a technology-driven financial institution with a consumer finance license approved by China Banking and Insurance Regulatory Commission. The company officially started its business in June, 20 15. In 20 16, 20 17, and 20 18, it completed three times of capital increase and share expansion, with a registered capital of 4 billion yuan. Shareholders include Chongqing Department Store Co., Ltd. (600729. SH), Beijing Zhongguancun Jinke Technology Co., Ltd., Wumart Technology Group Co., Ltd., Chongqing Bank Co., Ltd. (0 1963. Hong Kong, 60 1963. SH), Sunshine Property Insurance Co., Ltd. and Zhejiang China Commodity City Group Co., Ltd. (6004 15. hush
Adhering to the mission of "technology makes life easier", we will immediately focus on users and focus on inclusive finance, and strive to become the most reliable financial service provider in the world through technological empowerment and innovation, providing small and scattered consumer financial services to all social classes and groups with financial service needs. The company actively promotes consumption upgrading, stimulates domestic demand, serves the development of the real economy, and constantly makes positive contributions to economic and social development such as local taxation and employment. By the end of 20021,the accumulated tax payment exceeded 4 billion yuan, creating more than 2,000 jobs.
As a technology-driven financial institution, it immediately selected high-tech talents in the fields of finance, big data and artificial intelligence on a global scale, and established a technical team with more than 1000 people and a big data risk control team with more than 300 people. It has successively established internal scientific research platforms such as Artificial Intelligence Research Institute, Postdoctoral Research Center, Key Laboratory of Smart Finance and Big Data Analysis, and also established National Applied Mathematics Center with Chinese Academy of Sciences, Chongqing Normal University and other scientific research institutions to carry out horizontal research and continuously improve Industry-University-Research's synergy. Based on the above scientific research results, the company independently developed more than 900 sets of core technology systems covering the whole business process and life cycle of consumer finance, submitted more than 600 invention patent applications, and obtained 78 soft copyright registration certificates.
At present, the company has obtained the AAA credit rating of the main body and the recognition of the national high-tech enterprise, was shortlisted in the "Award List of New Generation Innovation Key Tasks of Artificial Intelligence Industry" of the Ministry of Industry and Information Technology, was elected as the first unit member of the Artificial Intelligence Sub-technical Committee of the National Information Technology Standardization Technical Committee (SAC/TC28/SC 42), and won the first-class achievement award of the non-bank organization group of banking information technology risk management of the China Banking Regulatory Commission. Awarded as "Excellent Organization for Data Quality of Personal Credit Information System" by the Chairman of the Central Bank' Zhao Guoqing', he was selected as a scientific and technological innovation and entrepreneurship talent of the Ministry of Science and Technology and the fourth batch of national "Ten Thousand Talents Program" scientific and technological entrepreneurship leading talents of the Central Organization Department.