1. At present, it is very difficult for technology enterprises to find banks and other financial institutions for unsecured mortgage of intellectual property rights. Most of them need guarantees or credit loans.
2. Application scenarios in the financial field. Six-prism sixlens data shows that in 20 17 years, the total investment and financing scale of global artificial intelligence reached 39.5 billion US dollars, and there were 208 financing events1,of which China's total investment and financing reached 277 US dollars1billion, and there were 369 financing events, accounting for 70% and 3 1 respectively. In 20 17 years, the accumulated income of the top 100 startups in China was less than 100 billion yuan. In the whole industrial chain, more than 90% AI enterprises are still in the loss stage. During 20 16-20 17, the AI industry struggled for the number of papers.
The continuous development of science and technology companies has invested a lot of capital in R&D, which has promoted the production of technology patents in related fields. In addition to products, these patents are also used in the field of investment and financing, which reflects the technological content of technology companies. Intellectual property feedback to the financial sector has a more intuitive value impression, for example, it can be used as a way for financial institutions to urge enterprises to repay loans and supervise enterprises to continue financing.