What is a financial patent? How to apply for a financial patent?
What is a financial patent? Financial patents refer to all patents applied for financial products, including financial business method patents and other general financial product patents. There is no uniform definition of financial patent in domestic academic circles. Some scholars believe that financial patents, also known as financial product patents, refer to the rights enjoyed by the holders of financial products according to law. So how do I apply for a financial patent? What is a financial patent? How to apply for a financial patent? Financial product patents refer to financial intermediary tools provided by banks and other financial institutions to customers. Financial products are generally divided into two categories: one is financial products characterized by technical services, such as safes, money counters and cash trucks; Another kind of financial products such as electronic money system, online payment system, bill settlement system, etc. It takes business methods as the core. Concepts related to financial patents include: financial products, business, methods, business methods, business method patents, online business method patents, e-commerce patents, computer software patents, business model patents, e-commerce models, business method systems and other financial patent applications. First, you need to upload complete information, submit an application to China National Intellectual Property Administration on the same day, and return a copy of the patent application document and the patent number the next day. Secondly, the process of patent acceptance, about 7 working days, China National Intellectual Property Administration issued a notice of acceptance, and the application fee should be paid within 2 months from the date of receiving the notice of acceptance. Finally, the question of the exam. Compared with completing the examination of utility model patents and design patents, the preliminary examination is basically successful. The initial inspection is relatively simple. The Patent Office will issue a notice of correction for the above matters, and the applicant will make corrections. And our essence is only for invention patents, and substantive examination begins after the application is made public. Examining the novelty, creativity and practicality of patent applications. What is a financial patent? How to apply for a financial patent? Bian Xiao answered this question here. If you have more questions about patent application, you can continue to pay attention to Bajie Intellectual Property or contact us by phone.