Let’s put it this way, if we go back ten years, no one would have imagined that now you can complete mobile payments with just a mobile phone, and you can pay your utility bills without leaving home, and this The popularization and application of this technology is something our country can be proud of, and no other country can match it.
“Going out without a wallet” has become the norm for many people. Behind this is the role of third-party payment platforms such as Alipay and WeChat. In order to seize the mobile payment market share, various payment platforms are competing for offline stores through various preferential means. Recently, China UnionPay launched Cloud QuickPass and also joined the QR code payment competition to seize the position.
Mobile payment goes beyond spending money, it starts to make money. After Yu'e Bao was launched, various online financial products sprung up, opening a new era of universal financial management. There is no need to queue up at the bank, and you can easily manage money anytime and anywhere, all thanks to the rapid development of mobile payments.
The convenience and benefits that mobile payment brings to people are self-evident, but its security issues also plague users. Scammers began to use new methods to defraud, such as WeChat red envelope fraud, fake public account fraud, scan code follow fraud, etc., resulting in many users losing property. At the same time, technological means to ensure the security of mobile payments continue to innovate, and diversified security verification methods provide consumers with more choices, such as fingerprint recognition and other biometric methods, which are gradually becoming mainstream.
Mobile payment has become a new way of life that the public cannot give up, allowing users to get more benefits and truly enjoy the convenient life of "no waiting". The changes in consumption patterns reflect the great progress and development of Chinese society. Although there are still many challenges for China to move towards a "cashless society", I believe that in the future, a life of "taking the world with one mobile phone" will not be too far away.